1087 Ayrshire Dr, Obetz (Columbus), OH 43207 Property Records

Franklin County property record for 1087 Ayrshire Dr, Obetz, OH 43207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,160 sqft · built 2019
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$280,800 (Dec 2019)
Tax Bill	$6,697 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`152-001957`

Property Details

APN / Parcel Number

Primary APN	`152-001957`
Alternative APN	`15200195700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,160 sqft Living Area
1st Floor Area	2,844 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1087 AYRSHIRE DR
City	COLUMBUS
State	OH
Zip	43207-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUTLER FARMS SECTION 2 LOT 74
Legal Subdivision	BUTLER FARMS SEC 2
Legal Lot Number	74
Jurisdiction	FRANKLIN OH
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3013
Census Tract	9590

Owner

1087 Ayrshire Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Franklin County records, as of June 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 21, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 3, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Nov 13, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 14, 2018	Warranty Deed, Transfer TITLE FIRST
Nov 8, 2017	Grant Deed, Subdivision Related Transfer TITLE FIRST
Nov 8, 2017	Quit Claim Deed, Transfer TITLE FIRST, TITLE FIRST AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Deed Document Number	2019162166
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	1087 AYRSHIRE DR, OBETZ, OH 43207-5093
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	EQUITY LOAN SERVICES INC, EQUITY STLMT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135349
Date	Nov 24, 2025
Instrument	202511240135349

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	2
Max Rate	5%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159033
Date	Nov 21, 2022
Instrument	202211210159033

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL NATL SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129264
Date	Jul 22, 2021
Instrument	202107220129264

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Dec 3, 2019
Property Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Document Number	0000162166
Map Reference	MB 123 PG 22-24
Instrument Date	Nov 27, 2019
Instrument	201912030162166
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11503 SPRINGFIELD PIKE, CINCINNATI, OH 45246-3508

Mortgage

Document Number	0000162167
Date	Dec 3, 2019
Instrument	201912030162167

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN OH
Recording Date	Nov 13, 2018
Property Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Document Number	0000154187
Instrument Date	Nov 9, 2018
Instrument	154187
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$3,453.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	AYRSHIRE DR HAMILTON OH, HAMILTON, OH
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jun 14, 2018
Property Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Document Number	0000079359
Instrument Date	Jun 7, 2018
Instrument	79359
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	TITLE FIRST

Transaction

Amount	Amount on Record
Tax	$275.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	507 EXECUTIVE CAMPUS DR #100 WESTERVILLE OH 430829340, 100, WESTERVILLE, OH 43082-9340

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN OH
Recording Date	Nov 8, 2017
Property Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Document Number	0000157640
Instrument Date	Nov 6, 2017
Instrument	157640
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2018
Title Company	TITLE FIRST

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN OH
Recording Date	Nov 8, 2017
Property Address	1087 AYRSHIRE DR, COLUMBUS, OH 43207-5093
Document Number	0000157641
Instrument Date	Nov 3, 2017
Instrument	157641
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Hamilton Township
Municipality	Obetz City
Unified School District	Hamilton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,960 (-) Land $33,600 Building $108,360	$405,600 Land $96,000 Building $309,600
2024	$6,697.00 (+1.55%) Homeowner's exemption	$141,960 (-) Land $33,600 Building $108,360
2023	$6,595.00 (+11.21%) Homeowner's exemption	$141,960 (+31.33%) Land $33,600 Building $108,360	$405,600 Land $96,000 Building $309,600
2022	$5,930.00 Homeowner's exemption	$108,090 Land $6,620 Building $101,470
2020			$308,800 Land $18,900 Building $289,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1087 Ayrshire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1087 Ayrshire Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBETZ SATELLITE 6 PWS serves 1,317 people · EPA ID OH2566512
Water Source	Purchased surface water from COLUMBUS PUBLIC WATER SYSTEM
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Breezeline, T-Mobile.

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