Kent County property record for 10869 Keystone Dr NE, Ada, MI 49301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,735 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,363 (2023) |
| Deeds & Mortgages | Jan 2026 Transfer Nov 2022 Transfer + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-12-29-252-013 |
| Primary APN | 41-12-29-252-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,735 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 230 ft deep x 55 ft wide |
| Garage Area | 670 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10869 KEYSTONE DR NE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF GOVT LOT 2 COM 3230.7 FT E ALONG E&W 1/4 LINE FROM W 1/4 COR TH W ON SD 1/4 LINE 70 FT TH N 44D 03M E TO LAKE SHORE |
| Legal Range | 09W |
| Legal Township | 08N |
| Legal Section | 29 |
| Legal Subdivision | WATERS EDGE BIG CROOKED LAKE |
| Legal Lot Number | 2 |
| Jurisdiction | KENT MI |
| Township / Civil Division | GRATTAN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10902 |
Source: Kent County records · APN 41-12-29-252-013
Assessment roll updated June 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 20, 2026 | Intrafamily Transfer, Transfer |
| Nov 09, 2022 | Intrafamily Transfer, Transfer |
| Jul 27, 2022 | Intrafamily Transfer, Transfer |
| Jul 27, 2022 | Intrafamily Transfer, Transfer |
| Jan 31, 2017 | Deed of Trust, Mortgage CHEMICAL BANK |
| Dec 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Apr 30, 2018 | Deed of Trust, Mortgage · Line of Credit LAKE MI CU |
| Apr 18, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Apr 18, 2018 | Quit Claim Deed, Transfer SUN TITLE AGENCY/MI LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2005 |
| Deed Sale | Apr 22, 2005 |
| Deed Document Number | 200547328 |
| Last Transfer Date | Nov 09, 2022 |
| Transfer Doc | 0000085752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jan 20, 2026 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000003633 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 20260120-0003633 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Nov 09, 2022 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000085752 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 20221109-0085752 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jul 27, 2022 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000059639 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 20220727-0059639 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jul 27, 2022 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000059638 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 20220727-0059638 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008964 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 20170131-0008964 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Dec 14, 2020 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000119561 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 119561 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10869 KEYSTONE DR NE ADA MI 49301, ADA, MI 49301 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Dec 14, 2020 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000119560 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 119560 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10869 KEYSTONE DR NE ADA MI 49301, ADA, MI 49301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000048524 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 913 CANNONSBURG MI 493170913, CANNONSBURG, MI 49317-0913 |
| Document Number | 0000048524 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 48524 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 08, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000046787 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10869 KEYSTONE DR NE ADA MI 49301, ADA, MI 49301 |
| Document Number | 0000046787 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 46787 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 18, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Apr 18, 2018 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000029759 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 29759 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | SUN TITLE AGENCY/MI LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10869 KEYSTONE DR NE ADA MI 49301, ADA, MI 49301 |
| Document Number | 29760 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 29760 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 17, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Apr 18, 2018 |
| Property Address | 10869 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Number | 0000029761 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 29761 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | SUN TITLE AGENCY/MI LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10869 KEYSTONE DR NE ADA MI 49301, ADA, MI 49301 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Grattan Township |
| Unified School District | Lowell Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $259,300 (+35.48%) | $518,600 (+35.48%) | |
| 2023 | $4,363.00 (+13.8%) | $191,400 | $382,800 |
| 2019 | $3,834.00 |
Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810109022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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