10868 SW 228th Ter, Miami, FL 33170 Property Records

Miami-Dade County property record for 10868 SW 228th Ter, Miami, FL 33170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 2005
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 2012)
Tax Bill	$7,874 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2023 Second Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`30-6018-026-1480`

Property Details

APN / Parcel Number

Primary APN	`30-6018-026-1480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,502 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Garage Area	280 sqft
Porch	Porch
Porch Area	33 sqft

Location & Zoning

Street Address	10868 SW 228TH TER
City	MIAMI
State	FL
Zip	33170-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0102
Legal Description	SILVER PALM LAKE PB 161-71T-21380 LOT 4BLK 8 LOT SIZE 5000 SQ FT FAU 30 6017 000 0021 & 6018 000 0700 0701 0710 & 0720 COC 23837-3328 09 2005 1
Legal Range	40E
Legal Township	56S
Legal Section	18
Legal Subdivision	SILVER PALM LAKE
Legal Block	8
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	3
Census Block	3014
Census Tract	10622

Owner

10868 SW 228th Ter is owned and occupied by an individual who acquired it in June 2022.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10868 SW 228TH TER, MIAMI, FL 33170-7509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAPTIST HEALTH FCU
Jun 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2012 · Amount on File
Deed Sale	Jul 26, 2012 · Amount on File
Prior Sale	Aug 11, 2011 · Amount on File
Deed Document Number	2012528116
Deed Book / Page	28205 / 334
Last Transfer Date	Jun 16, 2022
Transfer Doc	0000513237
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Aug 7, 2026
Property Address	10868 SW 228TH TER, MIAMI, FL 33170-7509
Document Number	0000543252
Book / Page	35436 / 935
Instrument Date	Jul 27, 2026
Instrument	2026543252
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000543252,
Date	Aug 7, 2026
Book Page	35436/935
Instrument	2026543252

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10868 SW 228TH TER, MIAMI, FL 33170-7509
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10868 SW 228TH TER, MIAMI, FL 33170-7509

Mortgage

Document Number	0000124601
Date	Feb 24, 2023
Book Page	33594/1463
Instrument	2023R0124601

Lender

Name	BAPTIST HEALTH FCU
Type	Credit Union
Address	MIAMI, FL 33186

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Jun 24, 2022
Property Address	10868 SW 228TH TER, MIAMI, FL 33170-7509
Document Number	0000513237
Book / Page	33259 / 1340
Map Reference	MB 161 PG 71
Instrument Date	Jun 16, 2022
Instrument	2022R0513237
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14880 SW 60TH ST, 14880, MIAMI, FL 33193-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14880 SW 60TH ST, MIAMI, FL 33193-2413

Tax Assessment & Valuation

The 2025 property tax bill for 10868 SW 228th Ter was $7,874 with a homeowner's exemption, up 2.2% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,874.00 (+2.22%) Homeowner's exemption	$373,066 (+2.9%)	$389,634 (+2.75%) Land $150,000 Building $239,634
2024	$7,703.00 (+3.7%) Homeowner's exemption	$362,552 (+3%)	$379,198 (+7.73%) Land $150,000 Building $229,198
2023	$7,428.00 (+23.84%) Homeowner's exemption	$351,993 (+10.07%) Land $120,000 Building $231,993	$351,993 (+10.07%) Land $120,000 Building $231,993
2022	$5,998.00	$319,788 Land $85,000 Building $234,788	$319,788 Land $85,000 Building $234,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10868 SW 228th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 443 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	443 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10868 SW 228th Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyNet360 Fixed Wireless	160 / 35

May also be available: T-Mobile.

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