Hamilton County property record for 10866 Ruth Ave, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1960 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Jan 2005) |
| Tax Bill | $914 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0392-0031-00 |
| Primary APN | 590-0392-0031-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 101 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10866 RUTH AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILSON AVE 50 X 101 LOTS 17-18 MT HEALTHY HTS2ND SUB SQ O PARS 31-32 |
| Legal Subdivision | HEALTHY HEIGHTS 2ND SUB |
| Legal Lot Number | 17-18 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21509 |
10866 Ruth Ave is owned and occupied by an individual who bought it in January 2005.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10866 RUTH AVE, CINCINNATI, OH 45231-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2005 · Amount on File |
| Deed Sale | Jan 19, 2005 · Amount on File |
| Prior Sale | Dec 17, 2004 · Amount on File |
| Deed Document Number | 43449 |
| Deed Book / Page | 9836 / 02529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10866 RUTH AVE, CINCINNATI, OH 45231-1348 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10866 RUTH AVE, CINCINNATI, OH 45231-1348 |
| Document Number | 0000045889 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 14950/788 |
| Instrument | 2023-0045889 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2043 |
The 2025 property tax bill for 10866 Ruth Ave was $914 with a homeowner's exemption, up 0.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914.00 (+0.44%) Homeowner's exemption | $25,855 (-) Land $3,896 Building $21,959 | |
| 2024 | $910.00 Homeowner's exemption | $25,855 (-) Land $3,896 Building $21,959 | |
| 2023 | $910.00 (+204.35%) Homeowner's exemption | $25,855 (+103.26%) Land $3,896 Building $21,959 | $73,870 Land $11,130 Building $62,740 |
| 2022 | $299.00 Homeowner's exemption | $12,720 Land $3,427 Building $9,293 | |
| 2020 | $36,340 Land $9,790 Building $26,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10866 Ruth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10866 Ruth Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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