COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$6,545.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
9554 90TH AVE, SEMINOLE, FL 33777-2328
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
10866 FLARBORSIDE DRIVE, LARGO, FL 33773
Mortgage
Document Number
0232942439
Date
Sep 15, 2025
Instrument
23294/2439
Lender
Name
INNOVATIVE MORTGAGE SERVICES
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2055
November 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
PINELLAS FL
Property Address
10866 HARBORSIDE DR, LARGO, FL 33773-4400
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
10866 HARBORSIDE DR, LARGO, FL 33773-4400
Mortgage
Document Number
0212700046
Date
Nov 24, 2020
Book Page
21270/46
Instrument
2020354395
Lender
Name
SUNCOAST CU
Type
Credit Union
Address
TAMPA, FL 33610
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Dec 1, 2035
March 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
PINELLAS FL
Property Address
10866 HARBORSIDE DR, LARGO, FL 33773-4400
Document Number
0200000165
Instrument Date
Mar 29, 2018
Transaction Type
Mortgage
Record Updated
May 7, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
10866 HARBORSIDE DR LARGO FL 337734400, LARGO, FL 33773-4400
Mortgage
Document Number
0200000165
Date
Apr 4, 2018
Book Page
020000/000165
Instrument
103583
Lender
Name
SUNCOAST CU
Address
TAMPA, FL 33680
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Apr 3, 2043
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 10866 Harborside Dr was $5,962, up 6.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Pinellas County
Unified School District
Pinellas County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,962.00 (+6.88%)
$357,243 (+2.9%)
$807,376 (+0.59%)Land $288,639Building $518,737
2024
$5,578.00 (+2.73%)Homeowner's exemption
$347,175 (+3%)
$802,642 (+1.41%)Land $332,126Building $470,516
2023
$5,430.00 (+2.55%)Homeowner's exemption
$337,063 (+3%)
$791,517 (+36.66%)Land $372,728Building $418,789
2022
$5,295.00Homeowner's exemption
$327,246
$579,193Land $256,399Building $322,794
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 10866 Harborside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
9.0 ft
Coastal
Yes
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 231 policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
231 in force
Nearby Flood Claims
30 (1979–2024)
Claims Outside the SFHA
8 of 30
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Milton, Oct 2024 · 5 claims
Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 10866 Harborside Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source
Purchased surface water from several systems
Last State Inspection
Mar 2023
Lead
Under 1 ppb (2020) action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
17 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable
1,200 / 50
Spectrum Cable
1,000 / 1,000
AT&T Fixed Wireless
100 / 20
May also be available: Frontier, T-Mobile, Verizon.