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10865 Osage Rd, Reno, NV 89508 Property Records

Washoe County property record for 10865 Osage Rd, Reno, NV 89508

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,722 sqft · built 1978
Lot Size1.1 acres (47,916 sqft)
Owner2 Owner Names on File
Last Sale$160,000 (Aug 1999)
Tax Bill$2,416 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN086-174-01

Property Details

APN / Parcel Number

Primary APN086-174-01
Alternative APN
  • 116235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,722 sqft Living Area
1st Floor Area1,722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area935 sqft
Deck Area348 sqft
Patio Area348 sqft
Shed1 Shed
Shed Area288 sqft
Utility Building1,500 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Account Number116235
Street Address10865 OSAGE RD
CityRENO
StateNV
Zip89508-8583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDS
Legal DescriptionSILVER KNOLLS RANCH ESTATES 3 FRAC LOT 11 BLK 4
Legal Range18
Legal Township21
Legal SubdivisionSILVER KNOLLS RANCH ESTATES 3
Legal Block4
Legal Lot Number11
JurisdictionWASHOE NV
Township / Civil DivisionNORTH VALLEYS
Census Block Group1
Census Block1018
Census Tract2603

Owner

The current owner of 10865 Osage Rd acquired it in March 2005.

Source: Washoe County records, as of January 8, 2026

Owner of Record2 Owner Names on File
Mailing Address10865 OSAGE RD, RENO, NV 89508-8583
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 1999 · Amount on File
Deed SaleAug 26, 1999 · Amount on File
Prior SaleOct 28, 2002 · Amount on File
Deed Document Number0002374706
Deed Book / Page086
Last Transfer DateMar 2, 2005
Transfer Doc0003176660
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address10865 OSAGE RD, RENO, NV 89508-8583
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005052390
DateJul 14, 2020
Instrument5052390
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term117 Months
DueApr 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 10865 Osage Rd was $2,416.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,416.00$88,970 Land $42,000 Building $46,970$254,201 Land $120,000 Building $134,201
2023$2,279.00$93,575 Land $42,000 Building $51,575$267,356 Land $120,000 Building $147,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10865 Osage Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1995–2017)
Claims Outside the SFHA3 of 6
Most Recent ClaimFeb 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10865 Osage Rd is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 45% of Nevada
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILVER KNOLLS MUTUAL WATER COMPANY
private · serves 120 people · EPA ID NV0004021
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Mar 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Net NV
Fixed Wireless		500 / 500
Hot Spot Broadband
Fixed Wireless		100 / 50

May also be available: Verizon.

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