10865 Lydia Estates Dr E, Jacksonville, FL 32218 Property Records

Duval County property record for 10865 Lydia Estates Dr E, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,129 sqft · built 2001
Lot Size	1.09 acres (47,727 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2025)
Tax Bill	$6,234 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Dec 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`020170-2790`

Property Details

APN / Parcel Number

Primary APN	`020170-2790`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,129 sqft Living Area
Gross Area	3,836 sqft
1st Floor Area	3,129 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,727 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10865 LYDIA ESTATES DR E
City	JACKSONVILLE
State	FL
Zip	32218-6987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	53-46 09-1S-26E 1.06 LYDIA ESTATES UNIT 3 LOT 47
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	LYDIA ESTATES UNIT THREE
Legal Lot Number	47
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1000
Census Tract	10503

Owner

10865 Lydia Estates Dr E is owned and occupied by two individuals who bought it in April 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10865 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2024	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Dec 17, 2024 · Amount on File
Deed Document Number	202595714
Deed Book / Page	21443 / 124
Prior Transfer Date	Dec 23, 2014
Prior Transfer Doc	0170140956
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 24, 2025
Property Address	10865 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6987
Document Number	0214430124
Book / Page	21443 / 124
Map Reference	MB 53 PG 46&46A-46C
Instrument Date	Apr 17, 2025
Instrument	2025095714
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10865 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6987

Mortgage

Document Number	0021443126
Date	Apr 24, 2025
Instrument	21443/126

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 17, 2024
Property Address	10865 LYDIA ESTATES DR E, JACKSONVILLE, FL 32218-6987
Document Number	0213000268
Book / Page	21300 / 268
Map Reference	MB 53 PG 46&46A-46C
Instrument Date	Dec 14, 2024
Instrument	2024274733
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,711.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5121 CATOMA ST, JACKSONVILLE, FL 32210-7984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10865 Lydia Estates Dr E was $6,234, up 84.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,043 (+2.56%) Land $53,492 Building $284,551	$338,043 (+2.56%) Land $53,492 Building $284,551
2025	$6,234.00 (+84.66%)	$329,601 Land $52,000 Building $277,601	$329,601 Land $52,000 Building $277,601
2024	$3,376.00 (+2.96%)
2023	$3,279.00 (+9.26%) Homeowner's exemption	$211,749 (+3%)	$331,747 (+4.11%) Land $50,000 Building $281,747
2022	$3,001.00 Homeowner's exemption	$205,582	$318,662 Land $50,000 Building $268,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10865 Lydia Estates Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10865 Lydia Estates Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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