Ottawa County property record for 10864 Constant Dr, Allendale, MI 49401
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 2012 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,000 (Apr 2026) |
| Tax Bill | $4,506 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2019 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-09-26-171-001 |
| Primary APN | 70-09-26-171-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Condo/Apartment |
| Lot Area | 7,057 sqft (0.162 acres) |
| Lot Width | 110 ft Width |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10864 CONSTANT DR |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401-8121 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 25 TRADERS CREEK LANDING, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 4629 PAGES 558-626 OTTAWA COUNTY CONDO SUB PLAN NO 390 SEC 26 T7N R14W |
| Legal Range | 14W |
| Legal Township | 07N |
| Legal Section | 26 |
| Legal Subdivision | OTTAWA COUNTY CONDO SUB |
| Legal Block | 171 |
| Legal Unit | 25 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 24401 |
10864 Constant Dr, a condominium, is owned and occupied by two individuals who bought it in April 2026.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage FORTHRIGHT FUNDING CORP |
| Dec 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 21, 2008 | Deed of Trust, Mortgage · Line of Credit MACATAWA BANK |
| Sep 14, 2009 | Deed of Trust, Mortgage · Line of Credit MACATAWA BANK |
| Apr 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| Apr 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| May 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| May 30, 2017 | Warranty Deed, Transfer · FHA Mortgage BENCHMARK MORTGAGE |
| May 30, 2017 | Intrafamily Transfer, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Prior Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 20269665 |
| Prior Transfer Date | Mar 23, 2017 |
| Prior Transfer Doc | 20170019111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20170048514 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017-0048514 |
| Name | FORTHRIGHT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20190047936 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019-0047936 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20200045345 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-0045345 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005578/581 |
|---|---|
| Date | Jan 21, 2008 |
| Book Page | 5578/581 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 20090037616 |
|---|---|
| Date | Sep 14, 2009 |
| Instrument | 2009-0037616 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 7, 2026 |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 0000009665 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20269665 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306,615.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 0000009666, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20269666 |
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 7, 2026 |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 20260009665 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20269665 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306,615.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 0000009666, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20269666 |
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 18, 2021 |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 20210026464 |
| Map Reference | LB 4629 PG 558 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021-0026464 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,927.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10864 CONSTANT DR, 10864, ALLENDALE, MI 49401-8121 |
| Name | Verified Name |
|---|---|
| Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 20210026465 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-0026465 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 30, 2017 |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 20170019112 |
| Map Reference | LB4629 PG558 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 2017-0019112 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10864 CONSTANT DR, 10864, ALLENDALE, MI 49401-8121 |
| Name | Verified Name |
|---|---|
| Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 20170019113 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017-0019113 |
| Name | BENCHMARK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 30, 2017 |
| Property Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
| Document Number | 20170019111 |
| Map Reference | LB4629 PG558 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 2017-0019111 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1344 HALL ST SE, 1344, GRAND RAPIDS, MI 49506-3276 |
| Name | Verified Name |
|---|---|
| Address | 10864 CONSTANT DR, ALLENDALE, MI 49401-8121 |
The 2025 property tax bill for 10864 Constant Dr was $4,506 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,400 (+5.47%) | $296,800 (+5.47%) | |
| 2025 | $4,506.00 Homeowner's exemption | $140,700 | $281,400 |
| 2023 | $134,600 | $269,200 | |
| 2022 | $3,398.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10864 Constant Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10864 Constant Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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