10863 Harness Ct, Indianapolis, IN 46239 Property Records

Marion County property record for 10863 Harness Ct, Indianapolis, IN 46239

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,885 sqft · built 1999
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$313,348 (Mar 2026)
Tax Bill	$2,768 (2024)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-09-16-100-093.000-700`

Property Details

APN / Parcel Number

Primary APN	`49-09-16-100-093.000-700`
Alternative APN	`7040372`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Row Home
Construction Type	Brick
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	130 ft deep x 48 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10863 HARNESS CT
City	INDIANAPOLIS
State	IN
Zip	46239-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCK AT STABLE CHASE L88
Legal Subdivision	THE PADDOCK AT STABLE CHASE
Legal Lot Number	88
Jurisdiction	MARION IN
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2010
Census Tract	361602

Owner

Source: Marion County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10863 HARNESS CT, INDIANAPOLIS, IN 46239-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Nov 22, 2024 · Amount on Record
Deed Document Number	202621493
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 16, 2026
Property Address	10863 HARNESS CT, INDIANAPOLIS, IN 46239-8854
Document Number	0000021493
Map Reference	IN 95147114
Instrument Date	Feb 27, 2026
Instrument	A202600021493
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10863 HARNESS CT, INDIANAPOLIS, IN 46239-8854

Mortgage

Document Number	0000021494
Date	Mar 16, 2026
Instrument	A202600021494

Lender

Name	STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Warren Township
Consolidated City	Indianapolis City
Unified School District	Warren Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,800 (+16.78%) Land $26,700 Building $221,100	$247,800 (+16.78%) Land $26,700 Building $221,100
2024	$2,768.00 (+14.52%)
2023	$2,417.00 (+12%) Homeowner's exemption	$212,200 (+7.88%) Land $26,700 Building $185,500	$212,200 (+7.88%) Land $26,700 Building $185,500
2022	$2,158.00 Homeowner's exemption	$196,700 Land $26,700 Building $170,000	$196,700 Land $26,700 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20