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10863 7th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 10863 7th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,089 sqft · built 1996
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$107,200 (Jun 1996)
Tax Bill$4,724 (2025)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN40-003-2103

Property Details

APN / Parcel Number

Primary APN40-003-2103
Alternative APNs
  • 40-00003-2103
  • 22695

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,089 sqft Living Area
1st Floor Area2,088 sqft
Basement Area1,246 sqft
Finished Basement1,246 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area2,232 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area252 sqft
Deck Area225 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10863 7TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPARCEL C THE W 300.48 FT OF E 960.48 FT OF N 724.80 FT OF N 1-2 OF NW 1-4. SUB TO EASEMENT OVER & ACROSS THE W 33 FT.
Legal Range29W
Legal Township35N
Legal Section03
JurisdictionSHERBURNE MN
Township / Civil DivisionPALMER
Census Block Group2
Census Block2000
Census Tract30301

Owner

Source: Sherburne County records · APN 40-003-2103

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10863 7TH ST SE, SAINT CLOUD, MN 56304-9445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 1996 · Amount on Record
Deed SaleJun 05, 1996 · Amount on Record
Prior SaleMar 21, 1996 · Amount on Record
Deed Document Number199638520
Last Transfer DateSep 29, 2025
Transfer Doc0000988630
Record UpdatedJun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHERBURNE MN
Recording DateSep 30, 2025
Property Address10863 7TH ST SE, SAINT CLOUD, MN 56304-9445
Document Number0000988630
Instrument DateSep 30, 2025
Instrument988630
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyOTTAWA COUNTY ABSTRACT AND TITLE COMPANY, STEAMS CNTY ABSTRACT & TTL C

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10863 7TH ST SE, SAINT CLOUD, MN 56304-9445

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionPalmer Township
Unified School DistrictFoley Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,724.00 (+17.05%)$539,000 (+8.04%) Land $146,700 Building $392,300$539,000 (+8.04%) Land $146,700 Building $392,300
2023$4,036.00$498,900 Land $134,700 Building $364,200
2021$498,900 Land $134,700 Building $364,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2022–2023)
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2023 · 2 claims
  • Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · above 78% of Minnesota
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

May also be available: Arvig Enterprises, Benton Cooperative Telephone Company.

Based on FCC filings for 14 locations within half a mile of this property.

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