10862 Willow River Rd, Orr, MN 55771 Property Records

St. Louis County property record for 10862 Willow River Rd, Orr, MN 55771

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,106 sqft · built 1938
Lot Size40 acres (1,742,400 sqft)
OwnerIndividual Name on Record
Last Sale$149,500 (Jan 2022)
Tax Bill$414 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN575-0010-01880

Property Details

APN / Parcel Number

Primary APN575-0010-01880
Alternative APN
  • 1124648

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,106 sqft Gross Area
1st Floor Area952 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialCombination
Construction TypeFrame
Lot Area1,742,400 sqft (40 acres)
Garage Area1,104 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area36 sqft
Cabin448 sqft
Storage Building456 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1124648
Street Address10862 WILLOW RIVER RD
CityORR
StateMN
Zip55771-9019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAM
Legal DescriptionNW 1/4 OF NW 1/4 SERIAL #
Legal Range20W
Legal Township63N
Legal Section12
Legal SubdivisionWILLOW VALLEY TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionWILLOW VALLEY
Census Block Group1
Census Block1111
Census Tract15501

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10862 WILLOW RIVER RD, ORR, MN 55771-9019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Warranty Deed, Transfer · Conventional Mortgage
CAMBRIA FINANCIAL GROUP LLC
Aug 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Deed Document Number20221435303
Prior Transfer DateAug 7, 2018
Prior Transfer Doc00A1338444
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 14, 2022
Property Address10862 WILLOW RIVER RD, ORR, MN 55771-9019
Document Number0001435303
Instrument DateJan 7, 2022
Instrument1435303
Transaction TypeTransfer
Record UpdatedFeb 25, 2022
Title CompanyATLAS ABSTRACT AND TITLE INC, ATLAS ABSTRACT & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$493.35
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10862 WILLOW RIVER RD, GHEEN, MN 55771-9019

Mortgage

Document Number0001435304
DateJan 14, 2022
Instrument1435304
Lender
NameCAMBRIA FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateAug 13, 2018
Property Address10862 WILLOW RIVER RD, ORR, MN 55771-9019
Document Number00A1338444
Instrument DateAug 7, 2018
InstrumentA1338444
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10862 WILLOW RIVER RD GHEEN MN 557719019, GHEEN, MN 55771-9019

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWillow Valley Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414.00 (+3.5%) Homeowner's exemption
2025$400.00 (-25.93%) Homeowner's exemption$154,800 (+32.88%) Land $54,600 Building $100,200$154,800 (+32.88%) Land $54,600 Building $100,200
2024$540.00$116,500 (+11.48%) Land $52,600 Building $63,900$116,500 (+11.48%) Land $52,600 Building $63,900
2022$104,500 Land $49,700 Building $54,800$104,500 Land $49,700 Building $54,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 78% of Minnesota
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Frontier
DSL
10 / 1

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