10862 Harbor Ln N, Maple Grove (Osseo), MN 55369 Property Records

Hennepin County property record for 10862 Harbor Ln N, Maple Grove, MN 55369

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,940 sqft · built 2021
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$486,078 (Aug 2021)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-120-22-44-0046`

Property Details

APN / Parcel Number

Primary APN	`33-120-22-44-0046`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	890 sqft
2nd Floor Area	1,050 sqft
Basement Area	712 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Lot Area	7,841 sqft (0.18 acres)
Lot Depth	132 ft Depth

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10862 HARBOR LN N
City	MAPLE GROVE
State	MN
Zip	55369-7541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 022 BLOCK 003 A SUNDANCE GREENS SECOND ADDN W49X132X64X136
Legal Range	22
Legal Township	120
Legal Section	33
Legal Quarter	44
Legal Subdivision	SUNDANCE GREENS SECOND ADDN
Legal Block	3
Legal Lot Number	22
Jurisdiction	HENNEPIN MN
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1011
Census Tract	26910

Owner

Source: Hennepin County records · APN 33-120-22-44-0046

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10862 HARBOR LN N, MAPLE GROVE, MN 55369-7541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202111009409
Record Updated	Sep 20, 2026

August 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 26, 2021
Property Address	10862 HARBOR LN N, MAPLE GROVE, MN 55369-7541
Document Number	0A11009409
Instrument Date	Aug 25, 2021
Instrument	A11009409
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,604.06
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10862 HARBOR LN N, MAPLE GROVE, MN 55369-7541

Mortgage

Document Number	0A11009411
Date	Aug 26, 2021
Instrument	A11009411

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Dayton City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,559.00 (+7.07%)	$493,400 (+5.65%) Land $86,000 Building $407,400	$493,400 (+5.65%) Land $86,000 Building $407,400
2023	$5,192.00
2022		$467,000 Land $90,000 Building $377,000	$467,000 Land $90,000 Building $377,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1997–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Xfinity.

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Dayton serves 4,985 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.