10862 Freedom Trl, Summerset (Black Hawk), SD 57718 Property Records

Meade County property record for 10862 Freedom Trl, Summerset, SD 57718

Property Summary

Property TypeSingle Family Home
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Oct 2021)
Tax Bill$4,285 (2025)
Deeds & MortgagesJan 2020 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0C.51.10.047B

Property Details

APN / Parcel Number

Primary APN0C.51.10.047B

Exterior

Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address10862 FREEDOM TRL
CitySUMMERSET
StateSD
Zip57718-8700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERSET USA LOT 7B OF LOT 4 BLK 10
Legal Range06
Legal Township03
Legal Section25
Legal SubdivisionSUMMERSET USA
Legal Block10
Legal Lot Number4,7B
JurisdictionMEADE SD
Township / Civil DivisionSUMMERSET
Census Block Group2
Census Block2014
Census Tract20303

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3822 JW GOULD MEMORIAL DR, RAPID CITY, SD 57701-4048
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 16, 2020Intrafamily Transfer, Transfer
PENNINGTON TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Deed Document Number20217786
Deed Book / Page952 / 247
Prior Transfer DateJan 13, 2020
Prior Transfer Doc916/884
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address10862 FREEDOM TRL, SUMMERSET, SD 57718-8700
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00922/1017
DateJan 16, 2020
Book Page922/1017
Instrument20000321
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2035
Interest
Rate TypeFixed Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address10862 FREEDOM TRL, SUMMERSET, SD 57718-8700
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number955/418
DateOct 5, 2021
Book Page955/418
Instrument21007787
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMEADE SD
Recording DateJan 16, 2020
Property Address10862 FREEDOM TRL, SUMMERSET, SD 57718-8700
Document Number916/884
Book / Page916 / 884
Instrument DateJan 13, 2020
Instrument20000320
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPENNINGTON TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8502 WOODLAND DR, 8502, BLACK HAWK, SD 57718-9539

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address8502 WOODLAND DR, BLACK HAWK, SD 57718-9539

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySummerset City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,285.00 (+0.63%) Additional exemption filed$276,681 (-) Land $33,000 Building $243,681$276,681 Land $33,000 Building $243,681
2024$4,258.00 (-4.14%)
2023$276,681 Land $33,000 Building $243,681
2022$4,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 63% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber in parts of the area
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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