10862 Cone Tree Trl, Grass Valley, CA 95945 Property Records

Nevada County property record for 10862 Cone Tree Trl, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,908 sqft · built 1988
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Jan 2020)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-430-010-000`

Property Details

APN / Parcel Number

Primary APN	`053-430-010-000`
Alternative APN	`53-430-10-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,908 sqft Living Area
1st Floor Area	2,156 sqft
Basement Area	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Lot Area	152,460 sqft
Terrain	Below Road/Slope
View / Lot	Average
Porch	Porch
Patio Area	1,084 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	53-430-10-000
Street Address	10862 CONE TREE TRL
City	GRASS VALLEY
State	CA
Zip	95945-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	PTN NE 1/4 SE 1/4 29-16-8
Legal Range	8E
Legal Township	16N
Legal Section	29
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	4
Census Block	4006
Census Tract	502

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10862 CONE TREE TRL, GRASS VALLEY, CA 95945-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 16, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	20201333
Last Transfer Date	Jun 6, 2024
Transfer Doc	0000010223
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jan 22, 2021
Property Address	10862 CONE TREE TRL, GRASS VALLEY, CA 95945-4504
Document Number	0000002108
Instrument Date	Jan 15, 2021
Instrument	20210002108
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10862 CONE TREE TRL, GRASS VALLEY, CA 95945-4504

Mortgage

Document Number	0000002109
Date	Jan 22, 2021
Instrument	20210002109

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jan 16, 2020
Property Address	10862 CONE TREE TRL, GRASS VALLEY, CA 95945-4504
Document Number	0000001333
Instrument Date	Jan 8, 2020
Instrument	20200001333
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10862 CONE TREE TRL, GRASS VALLEY, CA 95945-4504

Mortgage

Document Number	0000001334
Date	Jan 16, 2020
Instrument	20200001334

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,777 (+2%) Land $66,928 Building $299,849
2025	$4,116.00 (+4.76%)	$359,586 (+4.04%) Land $65,616 Building $293,970
2023	$3,929.00 (+0.98%)	$345,624 Land $63,069 Building $282,555	$423,630
2022	$3,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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