10861 Stevens Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 10861 Stevens Rd, Onamia, MN 56359

Property Summary

Property TypeSeasonal / Vacation Home
Details1,734 sqft · built 2023
Lot Size13.4 acres (583,704 sqft)
OwnerCompany Name on Record
Last Sale$159,900 (Jan 2024)
Tax Bill$2,350 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-033-0200

Property Details

APN / Parcel Number

Primary APN17-033-0200

Interior

Building Area1,734 sqft Total Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area583,704 sqft (13.4 acres)
Garage Area1,800 sqft
Parking Spaces1 Parking Space
PorchSlab
SiloSilo

Location & Zoning

Street Address10861 STEVENS RD
CityONAMIA
StateMN
Zip56359-2513
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionPART OF W 1/2 OF NW LYING E'LY OF W 540 FT & N'LY OF N LINE OF RR RW, EX E 1/2 OF NE NW OF NW SEE 8/15/05 SKETCH
Legal Range26
Legal Township42
Legal Section33
JurisdictionMILLE LACS MN
Township / Civil DivisionSOUTH HARBOR
Census Block Group1
Census Block1004
Census Tract970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38859 60TH AVE, WAHKON, MN 56386-2597
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Land Contract, Transfer · Land Contract
DADS ENDEAVORS 2 LLC
Aug 3, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK MILACA
Sep 8, 2021Warranty Deed, Transfer
Sep 8, 2021Warranty Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleAug 3, 2023 · Amount on Record
Deed Document Number2024439478
Prior Transfer DateMar 12, 2007
Prior Transfer Doc0000360203
Record UpdatedOct 29, 2026

January 2024: Land Contract, Transfer

Document TypeLand Contract
JurisdictionMILLE LACS MN
Recording DateJan 5, 2024
Property Address10861 STEVENS RD, ONAMIA, MN 56359-2513
Document Number000A439478
Instrument DateJan 2, 2024
InstrumentA439478
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATD TITLE LLC, AT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10861 STEVENS RD, ONAMIA, MN 56359-2513

Mortgage

DateJan 5, 2024
Lender
NameDADS ENDEAVORS 2 LLC
TypeNon-Lending Institution
Agreement
TypeLand Contract
AmountAmount Recorded
Term101 Months
DueJun 1, 2032
Interest
Rate7%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address10861 STEVENS RD, ONAMIA, MN 56359-2513
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A437342
DateAug 3, 2023
InstrumentA437342
Lender
NameFIRST NATIONAL BANK MILACA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 11, 2028

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateSep 8, 2021
Property Address10861 STEVENS RD, ONAMIA, MN 56359-2513
Document Number000A426700
Instrument DateSep 1, 2021
InstrumentA426700
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
Tax$198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2455 LAKE SHORE BLVD, WAHKON, MN 56386-2538

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateSep 8, 2021
Property Address10861 STEVENS RD, ONAMIA, MN 56359-2513
Document Number000A426699
Instrument DateAug 31, 2021
InstrumentA426699
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$214.17
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10861 STEVENS RD, ONAMIA, MN 56359-2513

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionSouth Harbor Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,350.00 (+351.92%)$324,100 (+29.17%) Land $85,200 Building $238,900$324,100 (+29.17%) Land $85,200 Building $238,900
2025$250,900 (+242.29%) Land $78,000 Building $172,900$250,900 (+242.29%) Land $78,000 Building $172,900
2023$520.00$73,300 Land $55,700 Building $17,600$73,300 Land $55,700 Building $17,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

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