Frederick County property record for 10861 Gambrill Park Rd, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1988 |
| Lot Size | 6.83 acres (297,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $28,000 (Jul 1986) |
| Tax Bill | $4,130 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-397365 |
| Primary APN | 20-397365 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Material | Composition Shingle |
| Lot Area | 297,515 sqft |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Deck Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 397365 |
|---|---|
| Street Address | 10861 GAMBRILL PARK RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 6.837 ACRES OFF E/S FIVE FORKS RD. S/OF FISHING CREEK ROAD |
| Legal Subdivision | FISHING CREEK |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 20, LEWISTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751301 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10861 GAMBRILL PARK RD, FREDERICK, MD 21702-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 1986 · Amount on Record |
| Deed Sale | Jul 17, 1986 · Amount on Record |
| Deed Book / Page | 1350 / 465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10861 GAMBRILL PARK RD, FREDERICK, MD 21702-1617 |
| Document Number | 0129880373 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10861 GAMBRILL PARK RD FREDERICK MD 217021617, FREDERICK, MD 21702-1617 |
| Document Number | 0129880373 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 012988/000373 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,200 (+8.68%) | $410,800 (+26.05%) Land $224,400 Building $186,400 | |
| 2025 | $4,130.00 (+11.17%) Homeowner's exemption | $325,900 (+7.07%) Land $165,400 Building $160,500 | $325,900 (-) Land $165,400 Building $160,500 |
| 2023 | $3,715.00 Homeowner's exemption | $304,367 | $325,900 Land $165,400 Building $160,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1981–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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