10861 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10861 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,440 sqft · built 1988
Lot Size6.83 acres (297,515 sqft)
Owner2 Individual Names on Record
Last Sale$28,000 (Jul 1986)
Tax Bill$4,130 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN20-397365

Property Details

APN / Parcel Number

Primary APN20-397365
Alternative APN
  • 397365

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialLogs
Construction TypeLog
Roof MaterialComposition Shingle
Lot Area297,515 sqft
PorchOpen Porch
Porch Area320 sqft
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number397365
Street Address10861 GAMBRILL PARK RD
CityFREDERICK
StateMD
Zip21702-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Description6.837 ACRES OFF E/S FIVE FORKS RD. S/OF FISHING CREEK ROAD
Legal SubdivisionFISHING CREEK
JurisdictionFREDERICK MD
Township / Civil Division20, LEWISTOWN
Census Block Group1
Census Block1000
Census Tract751301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10861 GAMBRILL PARK RD, FREDERICK, MD 21702-1617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 1986 · Amount on Record
Deed SaleJul 17, 1986 · Amount on Record
Deed Book / Page1350 / 465
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10861 GAMBRILL PARK RD, FREDERICK, MD 21702-1617
Document Number0129880373
Instrument DateMar 26, 2019
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10861 GAMBRILL PARK RD FREDERICK MD 217021617, FREDERICK, MD 21702-1617

Mortgage

Document Number0129880373
DateMay 28, 2019
Book Page012988/000373
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$354,200 (+8.68%)$410,800 (+26.05%) Land $224,400 Building $186,400
2025$4,130.00 (+11.17%) Homeowner's exemption$325,900 (+7.07%) Land $165,400 Building $160,500$325,900 (-) Land $165,400 Building $160,500
2023$3,715.00 Homeowner's exemption$304,367$325,900 Land $165,400 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1981–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gambrill Park Rd

Nearby Streets

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