10861 Co Rd 487, Jay, OK 74346 Property Records

Delaware County property record for 10861 Co Rd 487, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1994
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Mar 2023)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22N23E-35-4-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N23E-35-4-00000-000-0000`
Alternative APNs	`0034834` `34834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	416 sqft
Patio Area	416 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34834
Street Address	10861 COUNTY ROAD 487
City	JAY
State	OK
Zip	74346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-22-23 SW SE SE LYING S OF CO RD 604-65 2481-763
Legal Range	23E
Legal Township	22N
Legal Section	35
Jurisdiction	DELAWARE OK
Township / Civil Division	KANSAS
Census Block Group	2
Census Block	2000
Census Tract	376100

Owner

10861 Co Rd 487 is owned and occupied by an individual who bought it in March 2023.

Source: Delaware County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1231, JAY, OK 74346-1231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Jun 14, 2022
Deed Document Number	20232535
Deed Book / Page	2481 / 763
Prior Transfer Date	Jun 13, 2022
Prior Transfer Doc	0000005853
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Mar 30, 2023
Property Address	10861 COUNTY ROAD 487, JAY, OK 74346-3576
Document Number	002481/763
Book / Page	2481 / 763
Instrument Date	Mar 28, 2023
Instrument	I-2023-002535
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10861 COUNTY ROAD 487, JAY, OK 74346-3576

Mortgage

Document Number	I2023002536
Date	Mar 30, 2023
Instrument	I-2023-002536

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10861 Co Rd 487 was $2,618 with a homeowner's exemption, up 1.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,348 (+3.25%) Land $1,488 Building $29,860	$272,594 (+3.26%) Land $12,940 Building $259,654
2025	$2,618.00 (+1.12%) Homeowner's exemption	$30,360 (-) Land $1,488 Building $28,872	$264,000 (-) Land $12,940 Building $251,060
2024	$2,589.00 (+233.2%) Homeowner's exemption	$30,360 (+210.46%) Land $1,488 Building $28,872	$264,000 (+85.72%) Land $12,940 Building $251,060
2023	$777.00 Homeowner's exemption	$9,779 Land $658 Building $9,121	$142,151 Land $7,690 Building $134,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10861 Co Rd 487 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10861 Co Rd 487 is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 487

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures