Adams County property record for 10860 Stuart Cir, Westminster, CO 80031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,038 sqft · built 1976 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (May 2010) |
| Tax Bill | $1,358 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1719-07-1-02-009 |
| Primary APN | 1719-07-1-02-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 2,437 sqft |
| Basement Area | 448 sqft |
| Finished Basement | 448 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,800 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0032911 |
|---|---|
| Street Address | 10860 STUART CIR |
| City | WESTMINSTER |
| State | CO |
| Zip | 80031-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:COTTON CREEK FILING NO 1 REPLAT BLK:3 LOT:9 |
| Legal Range | 68W |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Quarter | 1 |
| Legal Subdivision | COTTON CREEK |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 9409 |
10860 Stuart Cir is owned by two individuals who bought it in May 2010.
Source: Adams County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2537 AMHERST ST, LA VERNE, CA 91750-3004 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2010 · Amount on File |
| Deed Sale | May 12, 2010 · Amount on File |
| Prior Sale | Dec 4, 2009 |
| Deed Document Number | 201031473 |
| Prior Transfer Date | Dec 14, 2009 |
| Prior Transfer Doc | 0000093828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 10860 STUART CIR, WESTMINSTER, CO 80031-2031 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000097538 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020000097538 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 10860 Stuart Cir was $1,358, down 63.5% from the year before.
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Westminster City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,358.00 (-63.46%) | $39,640 Land $8,160 Building $31,480 | $583,000 Land $120,000 Building $463,000 |
| 2024 | $3,716.00 (-13.9%) | ||
| 2023 | $4,316.00 (+12.51%) | $41,470 (+13.62%) Land $8,120 Building $33,350 | $613,000 (+16.72%) Land $120,000 Building $493,000 |
| 2022 | $3,836.00 | $36,500 Land $13,900 Building $22,600 | $525,177 Land $200,000 Building $325,177 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10860 Stuart Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10860 Stuart Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 202,078 people · EPA ID CO0101170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| CenturyLink DSL | 140 / 20 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
May also be available: LiveWireNet, T-Mobile, Verizon.
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