10860 Pine Cone Dr, Truckee, CA 96161 Property Records

Placer County property record for 10860 Pine Cone Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,284 sqft · built 1992
Lot Size	0.917 acres (39,960 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Feb 2010)
Tax Bill	$8,811 (2025)
Deeds & Mortgages	Feb 2023 Transfer Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-350-039-000`

Property Details

APN / Parcel Number

Primary APN	`080-350-039-000`
Alternative APN	`080-350-039`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,284 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	39,960 sqft (0.917 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Propane

Location & Zoning

Old Parcel Number	080-350-039
Street Address	10860 PINE CONE DR
City	TRUCKEE
State	CA
Zip	96161-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSBX
Legal Description	L 39 MARTISWOODS ESTATES
Legal Subdivision	MARTISWOODS ESTATES
Legal Lot Number	39
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2028
Census Tract	22011

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10860 PINE CONE DR, TRUCKEE, CA 96161-3161
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Intrafamily Transfer, Transfer
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2010 · Amount on Record
Deed Sale	Feb 8, 2010 · Amount on Record
Deed Document Number	20109863
Last Transfer Date	Dec 28, 2022
Transfer Doc	0000006843
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 15, 2023
Property Address	10860 PINE CONE DR, TRUCKEE, CA 96161-3161
Document Number	0000006843
Map Reference	MB N PG 27
Instrument Date	Dec 28, 2022
Instrument	2023-0006843
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10860 PINE CONE DR, TRUCKEE, CA 96161-3161

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10860 PINE CONE DR, TRUCKEE, CA 96161-3161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074644
Date	Sep 27, 2017
Instrument	2017-0074644

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10860 PINE CONE DR, TRUCKEE, CA 96161-3161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10860 PINE CONE DR, TRUCKEE, CA 96161-3161

Mortgage

Document Number	0000132499
Date	Nov 17, 2020
Instrument	2020-0132499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$803,134 (+2%) Land $197,488 Building $605,646
2025	$8,811.00 (+1.78%) Homeowner's exemption	$787,387 (+4.04%) Land $193,616 Building $593,771
2023	$8,657.00 (+1.54%) Homeowner's exemption	$756,814 Land $186,099 Building $570,715
2022	$8,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1983–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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