10860 Oak Leaf Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10860 Oak Leaf Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,296 sqft · built 2002
Lot Size0.184 acres (8,017 sqft)
OwnerIndividual Name on Record
Tax Bill$1,230 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN1-06-7-35-35-0-00229-00

Property Details

APN / Parcel Number

Primary APN1-06-7-35-35-0-00229-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area8,017 sqft (0.184 acres)
Lot Dimensions124 ft deep x 72 ft wide

Location & Zoning

Street Address10860 OAK LEAF DR
CityOLIVE BRANCH
StateMS
Zip38654-4841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionMAGNOLIA LAKES S/D SEC E LOT 229
Legal Range06
Legal Township01
Legal Section35
Legal SubdivisionMAGNOLIA LAKES S/D
Legal Lot Number229
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group3
Census Block3002
Census Tract70822

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10860 OAK LEAF DR, OLIVE BRANCH, MS 38654-4841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Apr 21, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000423160
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10860 OAK LEAF DR, OLIVE BRANCH, MS 38654-4841
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10860 OAK LEAF DR, OLIVE BRANCH, MS 38654-4841

Mortgage

Document Number5661/23901
DateMar 20, 2024
Book Page5661/23901
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressBRANDON, MS 39042
Agreement
TypeLine of Credit
AmountAmount Recorded
Term18 Months
DueSep 15, 2025

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10860 OAK LEAF DR, OLIVE BRANCH, MS 38654-4841
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10860 OAK LEAF DR, OLIVE BRANCH, MS 38654-4841

Mortgage

Document Number005513/503
DateApr 21, 2022
Book Page5513/503
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term24 Months
DueApr 15, 2024

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,230.00 (+13.57%)$10,625 (+33.78%) Land $2,000 Building $8,625$106,251 (+33.78%) Land $20,000 Building $86,251
2023$1,083.00$7,942$79,420 Land $20,000 Building $59,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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