10860 Aurora Dr, Waco, TX 76708 Property Records

McLennan County property record for 10860 Aurora Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 2014
Lot Size	0.157 acres (6,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,900 (Jan 2015)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Jan 2025 Transfer Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-002775-000124-0`

Property Details

APN / Parcel Number

Primary APN	`18-002775-000124-0`
Alternative APN	`368205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,875 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	6,820 sqft (0.157 acres)
Lot Dimensions	124 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	361 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10860 AURORA DR
City	WACO
State	TX
Zip	76708-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTWOOD SUB PH 1 LOT 24 BLOCK 1 ACRES .1566
Legal Subdivision	BRENTWOOD SUB PH 1
Legal Block	1
Legal Lot Number	24
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1023
Census Tract	4104

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7746 19TH ST, SACRAMENTO, CA 95832-1147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Transfer on Death Deed, Transfer
Mar 31, 2022	Gift Deed, Transfer · ARM 1ST UNIVERSITY CU
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2015 · Amount on Record
Deed Sale	Jan 26, 2015 · Amount on Record
Deed Document Number	20152289
Last Transfer Date	Jan 2, 2025
Transfer Doc	0000000114
Record Updated	Oct 29, 2026

January 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 2, 2025
Property Address	10860 AURORA DR, WACO, TX 76708-2156
Document Number	0000000114
Map Reference	FILE 2013019440
Instrument Date	Jan 2, 2025
Instrument	2025000114
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10860 AURORA DR, WACO, TX 76708-2156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7746 19TH ST, SACRAMENTO, CA 95832-1147

March 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 31, 2022
Property Address	10860 AURORA DR, WACO, TX 76708-2156
Document Number	0000012498
Map Reference	VOL 706 PG 220
Instrument Date	Mar 22, 2022
Instrument	2022012498
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1913 RAMBLER DR, WACO, TX 76710-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E MOONLIGHT DR, ROBINSON, TX 76706-6244

Mortgage

Document Number	0000012763
Date	Mar 31, 2022
Instrument	2022012763

Lender

Name	1ST UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	Other
Max Rate	8%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10860 AURORA DR, WACO, TX 76708-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006253
Date	Feb 25, 2020
Instrument	2020006253

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Apr 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10860 AURORA DR, WACO, TX 76708-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041302
Date	Nov 18, 2020
Instrument	2020041302

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (-) Land $36,760 Building $228,240	$265,000 (-) Land $36,760 Building $228,240
2025	$2,179.00 (-4.93%)	$265,000 (-17.37%) Land $36,760 Building $228,240	$265,000 (-17.37%) Land $36,760 Building $228,240
2024	$2,292.00 (+13.41%)
2023		$320,690 Land $36,760 Building $283,930	$320,690 Land $36,760 Building $283,930
2022	$2,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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