1086 Watson Dr, Elgin, SC 29045 Property Records

Kershaw County property record for 1086 Watson Dr, Elgin, SC 29045 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	1,252 sqft Gross Area
Lot Size	28,314 sqft (0.65 acres)
Occupancy	Owner Occupied
Last Sale	$76,176 (2000)
Tax Bill	$533.00 (2025)

Owner

Source: Kershaw County records · APN 335-12-0H-021-S31

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1086 WATSON DR, ELGIN, SC 29045-9488
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2000 · Amount on Record
Deed Sale	Jan 10, 2000 · Amount on Record
Deed Doc Number	0000083539
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Jul 29, 2026
Property Address	1086 WATSON DR, ELGIN, SC 29045-9488
Document Number	0000007253
Book / Page	5644 / 61
Instrument Date	Jul 23, 2026
Instrument	20267253
Transaction Type	Mortgage
Record Updated	Aug 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 WATSON DR, ELGIN, SC 29045-9488

Mortgage

Document Number	0000007253,
Date	Jul 29, 2026
Book Page	5644/61
Instrument	20267253

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 23, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$533.00 (-81.49%)	$112,100 (-) Land $20,000 Building $92,100	$112,100 (-)
2023	$2,880.00	$112,100 Land $20,000 Building $92,100	$112,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of South Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`335-12-0H-021-S31`
Alternative APN	`38572`

Interior

Building Area	1,252 sqft Gross Area
Gross Area	1,228 sqft Gross Area
Stories	1 Stories

Exterior

Exterior Material	Vinyl Exterior
Lot Area	28,314 sqft (0.65 acres)
Porch	1 Porch
Porch Area	24 sqft Porch

Location & Zoning

Account Number	38572
Old Parcel Number	335-12-0H-021 S31
Street Address	1086 WATSON DR
City	ELGIN
State	SC
Zip	29045-9488
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DIST:279 MAP REF:BK A180 PG 3A
Legal Subdivision	ELGIN ESTATES ADD 1998 PH I
Jurisdiction	KERSHAW SC
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2011
Census Tract	970906