1086 Village Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1086 Village Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,900 sqft · built 2012
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Last Sale	$830,000 (Apr 2017)
Tax Bill	$9,773 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-600-11-00`

Property Details

APN / Parcel Number

Primary APN	`122-600-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,900 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	29,621 sqft (0.68 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1086 VILLAGE DR
City	OCEANSIDE
State	CA
Zip	92057-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS-MP-1
Legal Description	LOT 61 TR 015822
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015822
Legal Block	3
Legal Lot Number	61
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1086 VILLAGE DR, OCEANSIDE, CA 92057-1942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 10, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Apr 28, 2017	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Aug 20, 2012 · Amount on Record
Deed Document Number	2017190424
Last Transfer Date	Dec 8, 2020
Transfer Doc	0000016343
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1086 VILLAGE DR, OCEANSIDE, CA 92057-1942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301825
Date	Jun 12, 2020
Instrument	2020-0301825

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	1086 VILLAGE DR, OCEANSIDE, CA 92057-1942
Document Number	0000016345
Instrument Date	Jan 8, 2021
Instrument	16345
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1086 VILLAGE DR OCEANSIDE CA 920571942, OCEANSIDE, CA 92057-1942

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	1086 VILLAGE DR, OCEANSIDE, CA 92057-1942
Document Number	0000016343
Map Reference	MAP 15822
Instrument Date	Dec 8, 2020
Instrument	2021-0016343
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1086 VILLAGE DR, OCEANSIDE, CA 92057-1942

Mortgage

Document Number	0000016344
Date	Jan 8, 2021
Instrument	2021-0016344

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1086 VILLAGE DR, OCEANSIDE, CA 92057-1942
Document Number	0000273621
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1086 VILLAGE DR OCEANSIDE CA 920571942, OCEANSIDE, CA 92057-1942

Mortgage

Document Number	0000273621
Date	Jun 19, 2017
Instrument	273621

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2017
Property Address	1086 VILLAGE DR, OCEANSIDE, CA 92057-1942
Document Number	0000190424
Instrument Date	Apr 3, 2017
Instrument	190424
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1086 VILLAGE DR OCEANSIDE CA 920571942, OCEANSIDE, CA 92057-1942

Mortgage

Document Number	190425
Date	Apr 28, 2017
Instrument	190425

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$886,055 (+2%) Land $482,190 Building $403,865
2025	$9,773.00 (+3.37%) Homeowner's exemption	$868,683 (+4.04%) Land $472,736 Building $395,947
2023	$9,454.00 (+1.63%) Homeowner's exemption	$834,953 Land $454,380 Building $380,573
2022	$9,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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