1086 Twin Creeks Dr, Salinas, CA 93905 Property Records

Monterey County property record for 1086 Twin Creeks Dr, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 2003
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$529,000 (Sep 2020)
Tax Bill	$8,131 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`153-222-013-000`

Property Details

APN / Parcel Number

Primary APN	`153-222-013-000`
Alternative APN	`153-222-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,427 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	153-222-013
Street Address	1086 TWIN CREEKS DR
City	SALINAS
State	CA
Zip	93905-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION CREEKBRIDGE 27; VOL 22 C&T PAGE 21 TRACT NO 1385; LOT 13.
Legal Subdivision	SUBDIVISION CREEKBRIDGE 27
Legal Tract	1385
Legal Block	2
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2001
Census Tract	10608

Owner

1086 Twin Creeks Dr is owned and occupied by an individual who bought it in September 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1086 TWIN CREEKS DR, SALINAS, CA 93905-4821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 4, 2020	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 4, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 24, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Jan 22, 2015 · Amount on File
Deed Document Number	202046308
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	0000046309
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1086 TWIN CREEKS DR, SALINAS, CA 93905-4821
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HAMPTON CT, OAKLEY, CA 94561-6304

Mortgage

Document Number	0000022274
Date	Mar 26, 2021
Instrument	2021022274

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 4, 2020
Property Address	1086 TWIN CREEKS DR, SALINAS, CA 93905-4821
Document Number	0000046308
Map Reference	VOL 22 PG 21
Instrument Date	Sep 1, 2020
Instrument	2020046308
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HAMPTON CT, OAKLEY, CA 94561-6304

Mortgage

Document Number	0000046310
Date	Sep 4, 2020
Instrument	2020046310

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 4, 2020
Property Address	1086 TWIN CREEKS DR, SALINAS, CA 93905-4821
Document Number	0000046309
Instrument Date	Sep 1, 2020
Instrument	46309
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1086 TWIN CREEKS DR SALINAS CA 939054821, SALINAS, CA 93905-4821

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 24, 2019
Property Address	1086 TWIN CREEKS DR, SALINAS, CA 93905-4821
Document Number	0000049995
Map Reference	VOL 22 PG 21
Instrument Date	Oct 17, 2019
Instrument	2019049995
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1086 TWIN CREEKS DR, SALINAS, CA 93905-4821

Mortgage

Document Number	0000049996
Date	Oct 24, 2019
Instrument	2019049996

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Twin Creeks Dr was $8,131.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,056 (+2%) Land $276,020 Building $308,036
2025	$8,131.00	$572,605 Land $270,608 Building $301,997
2023	$7,594.00 (+10.85%)	$550,371 Land $260,100 Building $290,271
2022	$6,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1086 Twin Creeks Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Twin Creeks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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