1086 Turnstone Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1086 Turnstone Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1981
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2020)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Aug 2020 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-491-23-00`

Property Details

APN / Parcel Number

Primary APN	`160-491-23-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	1,736 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1086 TURNSTONE WAY
City	OCEANSIDE
State	CA
Zip	92057-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 244 TR 009383
Legal Subdivision	OCEANA MISSION
Legal Tract	009383
Legal Block	1
Legal Lot Number	244
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18524

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1086 TURNSTONE WAY, OCEANSIDE, CA 92057-7716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Grant Deed, Transfer TICOR TITLE-SAN DIEGO
Feb 20, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	2020438389
Prior Transfer Date	Oct 21, 1999
Prior Transfer Doc	0000732024
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2020
Property Address	1086 TURNSTONE WAY, OCEANSIDE, CA 92057-7716
Document Number	0000438389
Instrument Date	Aug 3, 2020
Instrument	438389
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 TURNSTONE WAY OCEANSIDE CA 920577716, OCEANSIDE, CA 92057-7716

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2020
Property Address	1086 TURNSTONE WAY, OCEANSIDE, CA 92057-7716
Document Number	0000087110
Instrument Date	Feb 5, 2020
Instrument	87110
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO/CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	301 SHADOW TREE DR OCEANSIDE CA 920587000, OCEANSIDE, CA 92058-7000

Mortgage

Document Number	87111
Date	Feb 20, 2020
Instrument	87111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,464 (+2%) Land $269,468 Building $127,996
2025	$4,322.00 (+5.29%) Homeowner's exemption	$389,672 (+4.04%) Land $264,185 Building $125,487
2023	$4,105.00 (+1.56%) Homeowner's exemption	$374,542 Land $253,927 Building $120,615
2022	$4,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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