Stone County property record for 1086 Talking Rocks Rd, Branson West, MO 65737
| Property Type | Single Family Home |
|---|---|
| Details | 1,448 sqft · built 1994 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,479 (Dec 2022) |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-6.0-24-000-000-007.028 |
| Primary APN | 11-6.0-24-000-000-007.028 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1086 TALKING ROCKS RD |
|---|---|
| City | REEDS SPRING |
| State | MO |
| Zip | 65737-8372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1 |
| Legal Description | A TRACT IN THE SW OF THE SE |
| Legal Range | 23 |
| Legal Township | 23 |
| Legal Section | 24 |
| Jurisdiction | STONE MO |
| Township / Civil Division | RUTH C |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 90603 |
1086 Talking Rocks Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Stone County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1086 TALKING ROCKS RD, REEDS SPRING, MO 65737-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 19, 2022 | Warranty Deed, Transfer · FHA Mortgage SIMMONS BANK |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage BRANSON BANK |
| Sep 7, 2018 | Special Warranty Deed, Transfer · Commercial Mortgage CENTRAL BANK OF BRANSON |
| Feb 15, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on File |
| Deed Sale | Dec 19, 2022 · Amount on File |
| Prior Sale | Feb 19, 2019 · Amount on File |
| Deed Document Number | 202216954 |
| Prior Transfer Date | Nov 28, 2007 |
| Prior Transfer Doc | 0000014849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | May 19, 2026 |
| Property Address | 1086 TALKING ROCKS RD, REEDS SPRING, MO 65737-8372 |
| Document Number | 0000005949 |
| Instrument Date | May 13, 2026 |
| Instrument | 20265949 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1086 TALKING ROCKS RD, REEDS SPRING, MO 65737-8372 |
| Document Number | 0000005949, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20265949 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Mar 1, 2053 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Dec 19, 2022 |
| Property Address | 1086 TALKING ROCKS RD, BRANSON WEST, MO 65737-8372 |
| Document Number | 202200016954 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 202200016954 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1086 TALKING ROCKS RD, REEDS SPRING, MO 65737-8372 |
| Document Number | 202200016955 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 202200016955 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Feb 19, 2019 |
| Property Address | 1086 TALKING ROCKS RD, BRANSON WEST, MO 65737-8372 |
| Document Number | 201900002219 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 201900002219 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1086 TABKING RAKS RD, REEDS SPRING, MO 65737 |
| Document Number | 201900002220 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 201900002220 |
| Name | BRANSON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Sep 7, 2018 |
| Property Address | 1086 TALKING ROCKS RD, BRANSON WEST, MO 65737-8372 |
| Document Number | 201800013678 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 201800013678 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 1199 RED ROCK RD, GALENA, MO 65656-8650 |
| Document Number | 201800013679 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 201800013679 |
| Name | CENTRAL BANK OF BRANSON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Feb 15, 2018 |
| Property Address | 1086 TALKING ROCKS RD, BRANSON WEST, MO 65737-8372 |
| Document Number | 201800002062 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 201800002062 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 345 ST PETERS ST 1100 LANDMARKS ST, SAINT PAUL, MN 55102 |
| Mail Care Of | DITECH FINANCIAL LLC |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1086 Talking Rocks Rd was $995.
Source: Stone County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Unified School District | Reeds Spring R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $995.00 | $20,330 | $107,000 Land $5,100 Building $101,900 |
| 2023 | $934.00 | $19,110 | $100,600 Land $5,100 Building $95,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1086 Talking Rocks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1086 Talking Rocks Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATAMOUNT RIDGE PROPERTY OWNERS ASSOC private · serves 113 people · EPA ID MO5031136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | OCWC LANTERN BAY |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 500 / 20 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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