1086 Smith Fork Rd, Phelps, KY 41553 Property Records

Pike County property record for 1086 Smith Fork Rd, Phelps, KY 41553

Property Summary

Property Type	Mobile Home
Details	980 sqft · built 1985
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Oct 2001)
Tax Bill	$48 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`191-00-00-040.00`

Property Details

APN / Parcel Number

Primary APN	`191-00-00-040.00`
Alternative APN	`16219`

Interior

Building Area	980 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Brick/Stone
Lot Area	26,136 sqft (0.6 acres)
Porch	Porch
Porch Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1086 SMITH FORK RD
City	PHELPS
State	KY
Zip	41553-8810
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & LOTS FR MILES CASEY LEATTA PYLE
Jurisdiction	PIKE KY
Township / Civil Division	PHELPS
Census Block Group	3
Census Block	3012
Census Tract	931700

Owner

Source: Pike County records · APN 191-00-00-040.00

Assessment roll updated November 15, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1086 SMITH FORK RD, PHELPS, KY 41553-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2001 · Amount on Record
Deed Sale	Oct 01, 2001 · Amount on Record
Deed Document Number	0000809153
Record Updated	Jun 08, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE KY
Recording Date	Jun 17, 2021
Property Address	1086 SMITH FORK RD, PHELPS, KY 41553-8810
Document Number	1102/744
Book / Page	1102 / 744
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1058 SMITH FORK RD, 1058, PHELPS, KY 41553-8810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 SMITH FORK RD, PHELPS, KY 41553-8810

Mortgage

Document Number	1100514
Date	Jun 17, 2021
Instrument	1100/514

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 28, 2026

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated November 15, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48.00 Homeowner's exemption	$40,000 (-)	$40,000 (-)
2023	$48.00 Homeowner's exemption	$40,000	$40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1981)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1981 · rainfall accumulation

Wildfire

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gearheart Communications Cable	1,000 / 40
Starlink Satellite	280 / 30

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOUNTAIN WATER DIST serves 44,057 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.