1086 Smith Ave, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 1086 Smith Ave, Harrisonburg, VA 22802

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,960 sqft · built 1990
Lot Size0.342 acres (14,912 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Sep 2017)
Tax Bill$4,524 (2026)
Deeds & MortgagesJun 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN048 C 17

Property Details

APN / Parcel Number

Primary APN048 C 17

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
Basement Area1,120 sqft
Finished Basement1,120 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area14,912 sqft (0.342 acres)
Garage TypeBasement
Garage Area448 sqft
DrivewayAsphalt Driveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
Deck Area70 sqft
Patio Area280 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1086 SMITH AVE
CityHARRISONBURG
StateVA
Zip22802-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionQUADRANT 2 ES SMITH AVE LOT 1 HEATWOLE SUB
Legal SubdivisionHEATWOLE SUB
Legal Lot Number1
JurisdictionHARRISONBURG CITY VA
Township / Civil DivisionHARRISONBURG
Census Block Group1
Census Block1002
Census Tract402

Owner

1086 Smith Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Harrisonburg City records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1086 SMITH AVE, HARRISONBURG, VA 22802-2323
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARK VIEW FCU
Sep 1, 2017Deed, Transfer · Conventional Mortgage
PARK VIEW FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2017 · Amount on File
Deed SaleSep 1, 2017 · Amount on File
Deed Document Number201725020
Deed Book / Page4918 / 418
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address1086 SMITH AVE, HARRISONBURG, VA 22802-2323
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5435/167
DateJun 22, 2021
Book Page5435/167
Instrument2021-16844
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARRISONBURG CITY VA
Recording DateSep 1, 2017
Property Address1086 SMITH AVE, HARRISONBURG, VA 22802-2323
Document Number004918/418
Book / Page4918 / 418
Instrument DateAug 23, 2017
Instrument2017-00025020
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1086 SMITH AVE, HARRISONBURG, VA 22802-2323

Mortgage

Document Number4918/421
DateSep 1, 2017
Book Page4918/421
Instrument2017-00025021
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1086 Smith Ave was $4,524.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHarrisonburg City
Unified School DistrictHarrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,524.00$448,000 (+2.28%) Land $86,000 Building $362,000$448,000 (+2.28%) Land $86,000 Building $362,000
2025$438,000 Land $85,800 Building $352,200$438,000 Land $85,800 Building $352,200
2024$4,351.00 (+13.16%)
2023$3,845.00$400,600 Land $85,800 Building $314,800$400,600 Land $85,800 Building $314,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1086 Smith Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1996–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Smith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARRISONBURG
serves 61,000 people · EPA ID VA2660345
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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