1086 Shadow Ave, Orchard, IA 50460 Property Records

Floyd County property record for 1086 Shadow Ave, Orchard, IA 50460

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1945
Lot Size139 acres (6,069,215 sqft)
Owner2 Individual Names on Record
Tax Bill$5,476 (2026)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN041930000200

Property Details

APN / Parcel Number

Primary APN041930000200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area6,069,215 sqft (139 acres)

Exterior Amenities

PorchPorch
Porch Area36 sqft
Patio Area324 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1086 SHADOW AVE
CityORCHARD
StateIA
Zip50460-8015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFR SW1/4 EX HY19-97- 15
Legal Range15W
Legal Township97N
Legal Section19
JurisdictionFLOYD IA
Township / Civil DivisionCEDAR
Census Block Group3
Census Block3016
Census Tract480100

Owner

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1086 SHADOW AVE, ORCHARD, IA 50460-8015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address1086 SHADOW AVE, ORCHARD, IA 50460-8015
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1086 SHADOW AVE, ORCHARD, IA 50460-8015

Mortgage

Document Number002026/567
DateMar 12, 2026
Book Page2026/567
Instrument2026 0567
Lender
NameFARM CREDIT SERVICES OF AMERICA ACA
TypeBank
AddressOMAHA, NE 68103
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
Unified School DistrictCharles City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,476.00 Homeowner's exemption$410,970 (-) Land $323,750 Building $87,220$410,970 (-) Land $323,750 Building $87,220
2025$5,476.00 (+13.37%) Homeowner's exemption Additional exemption filed$410,970 (+27.3%) Land $323,750 Building $87,220$410,970 (+27.3%) Land $323,750 Building $87,220
2023$322,830 (+35.26%) Land $242,460 Building $80,370$322,830 (+35.26%) Land $242,460 Building $80,370
2022$4,830.00$238,670 Land $183,770 Building $54,900
2021$238,670 Land $183,770 Building $54,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013–2021)
Most Recent ClaimAug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Shadow Ave

Nearby Streets

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