1086 Pennington Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 1086 Pennington Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,552 sqft · built 2019
Lot Size	0.134 acres (5,843 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Jul 2020 Sale & Line of Credit Feb 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015J-0A-019.00`

Property Details

APN / Parcel Number

Primary APN	`0015J-0A-019.00`
Alternative APN	`95878`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	3,120 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,843 sqft (0.134 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	168 sqft

Location & Zoning

Account Number	95878
Street Address	1086 PENNINGTON DR
City	LANCASTER
State	SC
Zip	29720-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK PH 2E MAP 1 0.134 ACRES
Legal Subdivision	WALNUT CREEK
Legal Block	2E-86
Legal Lot Number	2E-86
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1037
Census Tract	11210

Owner

1086 Pennington Dr is owned and occupied by two individuals who acquired it in July 2020.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1086 PENNINGTON DR, LANCASTER, SC 29720-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Grant Deed, Transfer · Line of Credit ACOPIA
Feb 28, 2019	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Jan 19, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Jan 22, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020
Deed Sale	Jul 22, 2020
Prior Sale	Jul 17, 2020 · Amount on File
Deed Document Number	202011858
Deed Book / Page	1347 / 212
Prior Transfer Date	Jul 16, 2020
Prior Transfer Doc	0000011858
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 17, 2020
Property Address	1086 PENNINGTON DR, LANCASTER, SC 29720-1117
Document Number	0000011512
Book / Page	001346 / 000070
Instrument Date	Jul 16, 2020
Instrument	11512
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 PENNINGTON DR LANCASTER SC 297201117, LANCASTER, SC 29720-1117

Mortgage

Document Number	11513
Date	Jul 17, 2020
Book Page	004061/000242
Instrument	11513

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 28, 2019
Property Address	1086 PENNINGTON DR, LANCASTER, SC 29720-1117
Document Number	0000002807
Book / Page	001213 / 002220
Instrument Date	Feb 27, 2019
Instrument	2807
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,206.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 PENNINGTON DR LANCASTER SC 29720, LANCASTER, SC 29720

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER SC
Property Address	1086 PENNINGTON DR, LANCASTER, SC 29720-1117
Document Number	0000000985
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 22, 2018
Property Address	1086 PENNINGTON DR, LANCASTER, SC 29720-1117
Document Number	0000000984
Book / Page	001111 / 000113
Instrument Date	Jan 19, 2018
Instrument	984
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$4,449.36
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Pennington Dr was $3,641, down 2.3% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,641.00 (-2.26%)	$16,827 Land $2,578 Building $14,249	$489,600 Land $75,000 Building $414,600
2024	$3,725.00 (+2.45%)
2023	$3,636.00	$14,632 Land $1,600 Building $13,032	$365,800 Land $40,000 Building $325,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1086 Pennington Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Pennington Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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