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1086 Paraclete Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1086 Paraclete Rd, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,950 sqft · built 1990
Lot Size0.22 acres (9,599 sqft)
OwnerIndividual Name on Record
Last Sale$244,000 (Nov 2017)
Tax Bill$3,174 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-23-08-234-003

Property Details

APN / Parcel Number

Primary APN40-23-08-234-003
Alternative APNs
  • 0095262-319370-9
  • 10004611658

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,950 sqft Living Area
Gross Area2,693 sqft

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialCeramic Tile
Lot Area9,599 sqft (0.22 acres)
Garage TypeFinished
Garage Area441 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchPorch
Porch Area302 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004611658
Old Parcel Number00952623193709
Street Address1086 PARACLETE RD
CityPUNTA GORDA
StateFL
Zip33983-6118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 023 0667 0007 PUNTA GORDA ISLES SEC23 BLK 667 LT 7 1093/230 1124/2050 1316/682 1675/112 2939/1134 358
Legal Range23E
Legal Township40S
Legal Section08
Legal SubdivisionPUNTA GORDA ISLES
Legal Block667
Legal Lot Number7
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group2
Census Block2002
Census Tract20101

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1086 PARACLETE RD, PUNTA GORDA, FL 33983-6118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2017 · Amount on Record
Deed SaleNov 6, 2017 · Amount on Record
Prior SaleJul 15, 2011 · Amount on Record
Deed Document Number2563165
Deed Book / Page4251 / 2116
Record UpdatedJun 8, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 6, 2017
Property Address1086 PARACLETE RD, PUNTA GORDA, FL 33983-6118
Document Number0042512116
Book / Page4251 / 2116
Map ReferenceMB12 PG2-A-2-Z-41
Instrument DateNov 3, 2017
Instrument2563165
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1086 PARACLETE RD, 1086, PUNTA GORDA, FL 33983-6118

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 CHARLES LN APT 1A, 1A, POMONA, NY 10970-3088

Mortgage

Document Number0002563166
DateNov 6, 2017
Instrument2563166
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,174.00 (-20.05%) Homeowner's exemption$250,454 (+5.99%)$286,416 (-0.29%) Land $45,000 Building $241,416
2023$3,970.00 (+6.61%) Homeowner's exemption$236,307 (+3%)$287,245 (-7.82%) Land $38,000 Building $249,245
2022$3,724.00 Homeowner's exemption$229,424$311,603 Land $27,200 Building $284,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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