Essex County and North Elba Town property record for 1086 Olympic Trl, Ray Brook, NY 12977
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1951 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,000 (Aug 2016) |
| Tax Bill | $3,261 (2026) |
| Deeds & Mortgages | Nov 2023 Refinance May 2021 Mortgage |
| APN | 154089 41.7-1-6.000 |
| Primary APN | 154089 41.7-1-6.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 32 sqft |
| Canopy | 64 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 675L111012 |
|---|---|
| Street Address | 1086 OLYMPIC TRL |
| City | RAY BROOK |
| State | NY |
| Zip | 12977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 75 TWP 11 OMT RS |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | NORTH ELBA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960502 |
Source: Essex County and North Elba Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 28, BLOOMINGDALE, NY 12913-0028 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH COUNTRY SAVINGS BANK |
| May 18, 2021 | Deed of Trust, Mortgage · ARM NORTH COUNTRY SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2016 · Amount on Record |
| Deed Sale | Aug 15, 2016 · Amount on Record |
| Deed Book / Page | 1845 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 1086 STATE ROUTE 86, RAY BROOK, NY 12977 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020234275 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023-4275 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 1086 STATE ROUTE 86, RAY BROOK, NY 12977 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20212491 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-2491 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Type Change Date | Jun 1, 2022 |
| Index | Other |
Source: Essex County and North Elba Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | North Elba Town |
| Unified School District | Saranac Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,261.00 (-9.62%) | ||
| 2025 | $3,608.00 (+142.8%) | $248,100 (+2.56%) Land $41,300 Building $206,800 | $248,100 (+2.56%) Land $41,300 Building $206,800 |
| 2023 | $241,900 (+27.32%) Land $50,900 Building $191,000 | $241,900 (+27.32%) Land $50,900 Building $191,000 | |
| 2022 | $1,486.00 (-46.55%) | $190,000 Land $47,500 Building $142,500 | $190,000 Land $47,500 Building $142,500 |
| 2020 | $2,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADIRONDACK CORRECTIONAL FACILITY state or territorial government · serves 2,400 people · EPA ID NY1510497 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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