1086 Mary St, El Cajon, CA 92021 Property Records

San Diego County property record for 1086 Mary St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,362 sqft · built 1959
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Feb 2023)
Tax Bill	$8,102 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`489-030-13-00`

Property Details

APN / Parcel Number

Primary APN	`489-030-13-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,362 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1086 MARY ST
City	EL CAJON
State	CA
Zip	92021-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 8 WLY 60 FT OF S 1/2 TR 002435
Legal Subdivision	BURKES ACRES
Legal Tract	002435
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	16302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1086 MARY ST, EL CAJON, CA 92021-6235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Mar 22, 2017	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	202351845
Prior Transfer Date	Aug 21, 2006
Prior Transfer Doc	0000614088
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2023
Property Address	1086 MARY ST, EL CAJON, CA 92021-6235
Document Number	0000051845
Map Reference	MAP 2435
Instrument Date	Feb 10, 2023
Instrument	2023-0051845
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1086 MARY ST, EL CAJON, CA 92021-6235

Mortgage

Document Number	0000051846
Date	Feb 28, 2023
Instrument	2023-0051846

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2017
Property Address	1086 MARY ST, EL CAJON, CA 92021-6235
Document Number	0000130157
Map Reference	MAP2435
Instrument Date	Feb 21, 2017
Instrument	2017-0130157
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 MARY ST, EL CAJON, CA 92021-6235

Mortgage

Document Number	0000130158
Date	Mar 22, 2017
Instrument	2017-0130158

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Mortgage

Document Number	0000130160
Date	Mar 22, 2017
Instrument	2017-0130160

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,110 (+2%) Land $312,242 Building $313,868
2025	$8,102.00 (+37.6%)	$613,834 (+41.1%) Land $306,120 Building $307,714
2023	$5,888.00 (+6.51%) Homeowner's exemption	$435,048 Land $216,959 Building $218,089
2022	$5,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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