1086 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 1086 Main Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,290 sqft · built 1968
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,900 (May 2019)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:042 L:037`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:042 L:037`
Alternative APN	`917`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	917
Street Address	1086 MAIN RD
City	PHIPPSBURG
State	ME
Zip	04562-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	37
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2013
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1086 MAIN RD, PHIPPSBURG, ME 04562-4907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage MIDCOAST FCU
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION
May 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Jun 18, 2018
Deed Document Number	20192732
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1086 MAIN RD, PHIPPSBURG, ME 04562-4907
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005512
Date	Aug 10, 2018
Instrument	2018R-05512

Lender

Name	MIDCOAST FCU

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1086 MAIN RD, PHIPPSBURG, ME 04562-4907
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004069
Date	May 11, 2021
Instrument	2021R-04069

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	May 14, 2019
Property Address	1086 MAIN RD, PHIPPSBURG, ME 04562-4907
Document Number	0000002732
Instrument Date	May 14, 2019
Instrument	2019R-02732
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002733
Date	May 14, 2019
Instrument	2019R-02733

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,351.00 (+4.85%)	$271,300 (-) Land $115,400 Building $155,900
2024	$3,196.00 (+2.96%)	$271,300 (-) Land $115,400 Building $155,900
2023	$3,104.00 (+13.04%)	$271,300 (-) Land $115,400 Building $155,900
2022	$2,746.00	$271,300 Land $115,400 Building $155,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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