1086 Madison 207, Fredericktown, MO 63645 Property Records

Madison County property record for 1086 Madison 207, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,843 sqft · built 2019
Lot Size	4.82 acres (209,959 sqft)
Owner	Individual Name on File
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-3.1-62-000-000-006.006`

Property Details

APN / Parcel Number

Primary APN	`07-3.1-62-000-000-006.006`
Alternative APN	`29081`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,843 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	209,959 sqft (4.82 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1086 MADISON 207
City	FREDERICKTOWN
State	MO
Zip	63645-7176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4; RIVER'S EDGE
Legal Lot Number	4
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2035
Census Tract	960201

Owner

1086 Madison 207 is owned and occupied by an individual who acquired it in April 2019.

Source: Madison County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage NEW ERA BANK
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNICO BANK
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Aug 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNICO BANK
Apr 22, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage UNICO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019
Deed Sale	Apr 22, 2019
Deed Document Number	0000504845
Deed Book / Page	504 / 845
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000500/0000000616
Date	Nov 7, 2018
Book Page	0000000500/0000000616
Instrument	2017003749

Lender

Name	NEW ERA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	2 Months
Due	Jan 1, 2019

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/775
Date	Jan 31, 2020
Book Page	512/775
Instrument	2020000130

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000514/665
Date	Apr 6, 2020
Book Page	514/665
Instrument	2020000490

Lender

Name	UNICO BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	May 1, 2021

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000580/992
Date	Oct 31, 2025
Book Page	580/992

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000578/552
Date	Aug 15, 2025
Book Page	578/552
Instrument	2025001212

Lender

Name	UNICO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 13, 2026

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Apr 22, 2019
Property Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176
Document Number	000504/845
Book / Page	504 / 845
Instrument Date	Apr 15, 2019
Instrument	2017004603
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 MADISON 207, FREDERICKTOWN, MO 63645-7176

Mortgage

Document Number	000504/850
Date	Apr 22, 2019
Book Page	504/850
Instrument	2017004604

Lender

Name	UNICO BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	May 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Madison 207 was $2,381.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00	$43,960	$231,380 Land $10,060 Building $221,320
2023		$43,960	$231,380 Land $10,060 Building $221,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1086 Madison 207 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Madison 207 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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