1086 Long Valley Rd, Westminster, MD 21158 Property Records

Carroll County property record for 1086 Long Valley Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,281 sqft · built 1990
Lot Size	0.461 acres (20,094 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2022)
Tax Bill	$10,275 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-094981`

Property Details

APN / Parcel Number

Primary APN	`07-094981`
Alternative APNs	`7094981` `094981`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,281 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,094 sqft (0.461 acres)
Garage Type	Attached
Garage Area	890 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	174 sqft
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	094981
Street Address	1086 LONG VALLEY RD
City	WESTMINSTER
State	MD
Zip	21158-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 19 - 20094 SF 1086 LONG VALLEY RD 30-1 WAKEFIELD VALLEY AMD PLT
Legal Subdivision	WAKEFIELD VALLEY AMD
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1014
Census Tract	507703

Owner

1086 Long Valley Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1086 LONG VALLEY RD, WESTMINSTER, MD 21158-4124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Oct 21, 2015 · Amount on File
Deed Book / Page	10786 / 412
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 26, 2022
Property Address	1086 LONG VALLEY RD, WESTMINSTER, MD 21158-4124
Document Number	0107860412
Book / Page	10786 / 412
Map Reference	MB 30 PG 18
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	MARYLAND TITLE GROUP LLC, MARULAND TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0107860418
Date	May 26, 2022
Instrument	10786-0418

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1086 Long Valley Rd was $10,275, up 11.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,275.00 (+11.61%)	$611,700 Land $108,500 Building $503,200	$611,700 Land $108,500 Building $503,200
2025	$9,206.00
2023	$7,109.00	$420,700 Land $108,500 Building $312,200	$420,700 Land $108,500 Building $312,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1086 Long Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Long Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD VALLEY private · serves 2,436 people · EPA ID MD0060017
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20