1086 Lakeview Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 1086 Lakeview Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,390 sqft · built 2007
Lot Size	0.22 acres (9,635 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Nov 2024)
Tax Bill	$2,060 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A033A-7-497`

Property Details

APN / Parcel Number

Primary APN	`18A033A-7-497`
Alternative APN	`8001836`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	1,323 sqft
Basement Area	695 sqft
Finished Basement	695 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2019
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,635 sqft (0.22 acres)
Terrain	Wooded
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001836
Street Address	1086 LAKEVIEW DR
City	CROSS JUNCTION
State	VA
Zip	22625-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L497 P7 S.3A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	7
Legal Lot Number	497
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4011
Census Tract	50300

Owner

1086 Lakeview Dr is owned and occupied by an individual who bought it in November 2024.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1086 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Jul 12, 2022 · Amount on File
Deed Document Number	202410255
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0000009993
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 12, 2022
Property Address	1086 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521
Document Number	0000008826
Instrument Date	Jun 7, 2022
Instrument	220008826
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521

Mortgage

Document Number	0000008827
Date	Jul 12, 2022
Instrument	220008827

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1086 Lakeview Dr was $2,060, up 10.5% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,060.00 (+10.46%)	$388,600 Land $58,000 Building $330,600	$388,600 Land $58,000 Building $330,600
2025	$1,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1086 Lakeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Lakeview Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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