Montgomery County property record for 1086 Graystone Dr, Dayton, OH 45417
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1956 |
| Lot Size | 0.174 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $87,000 (Nov 2025) |
| Tax Bill | $40 (2024) |
| Deeds & Mortgages | Oct 2024 Mortgage Mar 2025 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H33-01203-0007 |
| Primary APN | H33-01203-0007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.174 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 289 sqft |
| Patio Area | 289 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1086 GRAYSTONE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45417-8237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 505 TOWN VIEW 3-802 |
| Legal Subdivision | TOWN VIEW 3-802 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | TROTWOOD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 70300 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 345 HERITAGE AVE, 130, PORTSMOUTH, NH 03802-3809 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage SHELLPOINT MORTGAGE SERVICING |
| Nov 18, 2025 | Warranty Deed, Transfer |
| Oct 9, 2020 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Dec 30, 2019 | Warranty Deed, Transfer FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TITLE AGCY |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Oct 11, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Oct 9, 2020 · Amount on Record |
| Deed Document Number | 202565443 |
| Prior Transfer Date | Oct 5, 2000 |
| Prior Transfer Doc | 0000863A05 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000053110 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 2024-00053110 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000013304 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 2025-00013304 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000041582 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 2025-00041582 |
| Name | SHELLPOINT MORTGAGE SERVICING |
|---|---|
| Type | Mortgage Company |
| Address | FLORENCE, SC 29501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 18, 2025 |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000065443 |
| Map Reference | MB OO PG 5 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025-00065443 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 HERITAGE AVE UNIT 130, 130, PORTSMOUTH, NH 03802-3809 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 9, 2020 |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000060973 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 60973 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1086 GRAYSTONE DR DAYTON OH 454178237, DAYTON, OH 45417-8237 |
| Document Number | 60974 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 60974 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 30, 2019 |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000073062 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 73062 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TITLE AGCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 BRITTANY DR COPPELL TX 750193647, COPPELL, TX 75019-3647 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000062535 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1086 GRAYSTONE DR DAYTON OH 454178237, DAYTON, OH 45417-8237 |
| Document Number | 0000062535 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 62535 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 11, 2019 |
| Property Address | 1086 GRAYSTONE DR, DAYTON, OH 45417-8237 |
| Document Number | 0000056624 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 56624 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Trotwood City |
| Unified School District | Trotwood-Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,410 (-) Land $2,800 Building $8,610 | $32,600 (-) Land $8,000 Building $24,600 | |
| 2024 | $40.00 Additional exemption filed | $11,410 (-) Land $2,800 Building $8,610 | |
| 2023 | $40.00 (+81.82%) Additional exemption filed | $11,410 (-) Land $2,800 Building $8,610 | $32,600 (-) Land $8,000 Building $24,600 |
| 2022 | $22.00 Additional exemption filed | $11,410 Land $2,800 Building $8,610 | |
| 2020 | $32,600 Land $8,000 Building $24,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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