1086 Flagstone Dr, Dyer, IN 46311 Property Records

Lake County property record for 1086 Flagstone Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 2005
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Tax Bill	$3,374 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0333-0012`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0333-0012`
Alternative APNs	`45-11-07-329-007.000-034` `121403330012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area

Exterior

Year Built	Built 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-12-14-0333-0012
Old Parcel Number	121403330012
Street Address	1086 FLAGSTONE DR
City	DYER
State	IN
Zip	46311-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	ROCKWELL SUBDIVISION PHASE 1 LOT 48
Legal Subdivision	ROCKWELL
Legal Phase	1
Legal Lot Number	48
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2005
Census Tract	42804

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1086 FLAGSTONE DR, DYER, IN 46311-2184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · VA Mortgage HOMESIDE FINANCIAL LLC
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage HOMESIDE FINANCIAL LLC
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2005
Deed Sale	Dec 15, 2005
Deed Document Number	2005 109880
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1086 FLAGSTONE DR, DYER, IN 46311-2184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084178
Date	Dec 13, 2017
Instrument	2017 084178

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year CMT
Margin	2
Max Rate	8.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1086 FLAGSTONE DR, DYER, IN 46311-2184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061542
Date	Sep 11, 2019
Instrument	2019 061542

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1086 FLAGSTONE DR, DYER, IN 46311-2184
Document Number	0000077054
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1086 FLAGSTONE DR DYER IN 463112184, DYER, IN 46311-2184

Mortgage

Document Number	0000077054
Date	Oct 27, 2020
Instrument	77054

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,800 (+4.99%) Land $59,700 Building $258,100	$317,800 (+4.99%) Land $59,700 Building $258,100
2024	$3,374.00 (-8.59%)
2023		$302,700 (-0.36%) Land $59,700 Building $243,000	$302,700 (-0.36%) Land $59,700 Building $243,000
2022	$3,691.00	$303,800 Land $48,000 Building $255,800	$303,800 Land $48,000 Building $255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Surf Internet.

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