1086 Evernia St, Sebastian, FL 32958 Property Records

Indian River County property record for 1086 Evernia St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2020)
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-14-00002-1640-00020.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-14-00002-1640-00020.0`
Alternative APN	`20320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,976 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Porch Area	372 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1086 EVERNIA ST
City	SEBASTIAN
State	FL
Zip	32958-5172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 05 BLK 164 LOT 20 PBI 5-102
Legal Range	38E
Legal Township	31S
Legal Section	14
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 5
Legal Block	164
Legal Lot Number	20
Legal Unit	5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1070
Census Tract	50807

Owner

1086 Evernia St is owned and occupied by two individuals who bought it in September 2020.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1086 EVERNIA ST, SEBASTIAN, FL 32958-5172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 14, 2017	Warranty Deed, Transfer PROFESSIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Mar 14, 2017 · Amount on File
Deed Document Number	202057578
Deed Book / Page	3342 / 795
Prior Transfer Date	Feb 2, 2012
Prior Transfer Doc	0025661729
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 28, 2020
Property Address	1086 EVERNIA ST, SEBASTIAN, FL 32958-5172
Document Number	0033420795
Book / Page	3342 / 795
Map Reference	MB 5 PG 102
Instrument Date	Sep 8, 2020
Instrument	3120200057578
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	TITLE SECURITY & ESCROW OF C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10250 74TH ST, 10250, OTSEGO, MN 55301-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 EVERNIA ST, SEBASTIAN, FL 32958-5172

Mortgage

Document Number	3342796
Date	Sep 28, 2020
Instrument	3342/796

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 14, 2017
Property Address	1086 EVERNIA ST, SEBASTIAN, FL 32958-5172
Document Number	0030071440
Book / Page	003007 / 001440
Instrument Date	Feb 24, 2017
Instrument	13436
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,662.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9425 NORWOOD LN N MAPLE GROVE MN 553697147, MAPLE GROVE, MN 55369-7147

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Evernia St was $4,457 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,457.00 Homeowner's exemption	$277,855	$365,213 Land $61,200 Building $304,013
2023	$3,828.00 (+4.59%)	$262,161 (+3%)	$343,980 (+15.47%) Land $45,900 Building $298,080
2022	$3,660.00	$254,525	$297,906 Land $34,680 Building $263,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1086 Evernia St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Evernia St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

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