1086 Enchanted Oaks Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 1086 Enchanted Oaks Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$519,000 (May 2022)
Tax Bill	$10,296 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-012`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-012`
Alternative APNs	`2420000012 00361391` `00361391`

Location & Zoning

Old Parcel Number	2420000012 00361391
Street Address	1086 ENCHANTED OAKS DR
City	WATERLOO
State	SC
Zip	29384-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 ENCHANTED OAKS PHASE I
Legal Subdivision	ENCHANTED OAKS
Legal Phase	1
Legal Lot Number	3
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3013
Census Tract	920202

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1086 ENCHANTED OAKS DR, WATERLOO, SC 29384-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 11, 2022	Deed, Transfer
Jun 4, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	0001651252
Deed Book / Page	1651 / 252
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	1086 ENCHANTED OAKS DR, WATERLOO, SC 29384-3627
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 ENCHATED OAKS DR, WATERLOO, SC 29384-3627
Investor	Possibly a Property Investor

Mortgage

Document Number	0M28470100
Date	Jul 7, 2022
Book Page	M2847/100
Instrument	2022006308

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	May 11, 2022
Property Address	1086 ENCHANTED OAKS DR, WATERLOO, SC 29384-3627
Document Number	0D16510252
Book / Page	D1651 / 252
Map Reference	MB A145 PG 7A
Instrument Date	May 11, 2022
Instrument	2022004436
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$1,349.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 ENCHANTED OAKS DR, WATERLOO, SC 29384-3627
Investor	Possibly a Property Investor

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jun 4, 2018
Property Address	1086 ENCHANTED OAKS DR, WATERLOO, SC 29384-3627
Document Number	0013870115
Book / Page	001387 / 000115
Instrument Date	May 25, 2018
Instrument	4767
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,041.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 ENCHANTED OAKS DR WATERLOO SC 293843627, WATERLOO, SC 29384-3627

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,296.00 (+1.74%)	$30,000 (-) Land $7,800 Building $22,200
2024	$10,120.00 (+11.98%)	$30,000 (-) Land $7,800 Building $22,200
2023	$9,037.00 (+431.28%) Homeowner's exemption	$30,000 (+134.56%) Land $10,000 Building $20,000	$500,000 (+38.31%) Building $500,000
2022	$1,701.00 Homeowner's exemption	$12,790 Land $2,900 Building $9,890	$361,500 (-27.7%) Land $110,000 Building $251,500
2021			$500,000 Land $130,000 Building $370,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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