1086 Elsbree Ln, Windsor, CA 95492 Property Records

Sonoma County property record for 1086 Elsbree Ln, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,357 sqft · built 1992
Lot Size	0.172 acres (7,484 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Apr 2014)
Tax Bill	$9,543 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-410-040-000`

Property Details

APN / Parcel Number

Primary APN	`161-410-040-000`
Alternative APN	`161-410-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,357 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Construction Type	Wood
Lot Area	7,484 sqft (0.172 acres)

Location & Zoning

Old Parcel Number	161-410-040
Street Address	1086 ELSBREE LN
City	WINDSOR
State	CA
Zip	95492-7982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	LOT 40 ELSBREE ESTATES UNIT # 2
Legal Subdivision	ELSBREE ESTATE
Legal Block	1
Legal Lot Number	40
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1000
Census Tract	153806

Owner

1086 Elsbree Ln is owned and occupied by two individuals who bought it in April 2014.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1086 ELSBREE LN, WINDSOR, CA 95492-7982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2014 · Amount on File
Deed Sale	Apr 25, 2014 · Amount on File
Prior Sale	Jan 23, 2009 · Amount on File
Deed Document Number	201427847
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1086 ELSBREE LN, WINDSOR, CA 95492-7982
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 ELSBREE LN, WINDSOR, CA 95492-7982

Mortgage

Document Number	0000122293
Date	Nov 10, 2021
Instrument	2021122293

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1086 ELSBREE LN, WINDSOR, CA 95492-7982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020215
Date	Mar 15, 2017
Instrument	2017020215

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1086 ELSBREE LN, WINDSOR, CA 95492-7982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038237
Date	May 20, 2020
Instrument	2020038237

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Elsbree Ln was $9,543 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$818,987 (+2%) Land $325,092 Building $493,895
2025	$9,543.00 Homeowner's exemption	$802,929 Land $318,718 Building $484,211
2023	$9,150.00 (+1.77%) Homeowner's exemption	$771,752 Land $306,343 Building $465,409
2022	$8,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1086 Elsbree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Elsbree Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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