PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
20310 E 6TH LN, GREENACRES, WA 99016-8795
Investor
Possibly a Property Investor
Mortgage
Document Number
3001212000
Date
May 1, 2025
Instrument
3001212000
Lender
Name
BOEING EMPLOYEES CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2055
August 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
KOOTENAI ID
Property Address
1086 E MERGANSER LN, HARRISON, ID 83833
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
PIONEER TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
2656897000
Date
Aug 14, 2018
Instrument
2656897000
Lender
Name
BANNER BANK
Type
Bank
Address
WALLA WALLA, WA 99362
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
370 Months
Due
Jun 1, 2049
May 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
KOOTENAI ID
Recording Date
May 10, 2017
Property Address
1086 E MERGANSER LN, HARRISON, ID 83833
Document Number
2593833000
Instrument Date
May 4, 2017
Instrument
2593833000
Transaction Type
Transfer
Record Updated
Feb 6, 2021
Title Company
PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI COUNT
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 793, LIBERTY LAKE, WA 99019-0793
Mortgage
Document Number
, 2593835000
Date
May 10, 2017
Instrument
2593835000
Lender
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2047
May 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
KOOTENAI ID
Recording Date
May 10, 2017
Property Address
1086 E MERGANSER LN, HARRISON, ID 83833
Document Number
2593833000
Instrument Date
May 4, 2017
Instrument
2593833000
Transaction Type
Transfer
Record Updated
Feb 17, 2022
Title Company
PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI COUNT
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 793, LIBERTY LAKE, WA 99019-0793
Mortgage
Document Number
2593835000
Date
May 10, 2017
Instrument
2593835000
Lender
Name
BANNER BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 1086 E Merganser Ln was $2,532, up 6.7% from the year before.
Source: Kootenai County assessment roll, as of October 16, 2025
Property Jurisdictions
Type
Name
State
Idaho
County
Kootenai County
Unified School District
Kootenai Joint School District 274 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,532.00 (+6.75%)
$732,900Land $523,250Building $209,650
$732,900Land $523,250Building $209,650
2024
$2,372.00 (+3.72%)
2023
$2,287.00 (-3.38%)
$658,987 (-7.17%)Land $458,247Building $200,740
$658,987 (-7.17%)Land $458,247Building $200,740
2022
$2,367.00
$709,903Land $509,163Building $200,740
$709,903Land $509,163Building $200,740
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1086 E Merganser Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
12 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1086 E Merganser Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood
0.02% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BLACK ROCK UTILITIES INC private · serves 1,014 people · EPA ID ID1280290
Water Source
Groundwater
Last State Inspection
Apr 2022
Lead
4 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Starlink Satellite
280 / 30
Wind Wireless Fixed Wireless
100 / 20
Red Spectrum Communications Fixed Wireless
25 / 5
May also be available: Wired or Wireless, Ziply Fiber.