1086 E 420 S, Smithfield, UT 84335 Property Records

Cache County property record for 1086 E 420 S, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	2,625 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$2,871 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-190-0509`

Property Details

APN / Parcel Number

Primary APN	`08-190-0509`

Interior

Building Area	2,625 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	1086 E 420 S
City	SMITHFIELD
State	UT
Zip	84335-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 509 SMITHFIELD RIDGES SUBD PHASE 5 CONT 0.28 AC
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	202

Owner

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1086 E 420 S, SMITHFIELD, UT 84335-4701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019
Deed Sale	Sep 24, 2019
Prior Sale	Jul 20, 2016
Deed Document Number	1228081
Deed Book / Page	2096 / 1557
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	1086 E 420 S, SMITHFIELD, UT 84335-4701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2197/296
Date	Nov 3, 2020
Book Page	2197/296
Instrument	1265270

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Sep 24, 2019
Property Address	1086 E 420 S, SMITHFIELD, UT 84335-4701
Document Number	2096/1557
Book / Page	2096 / 1557
Map Reference	DOC 1094845
Instrument Date	Sep 19, 2019
Instrument	1228081
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1086 E ELK RIDGE DR, SMITHFIELD, UT 84335-4701

Mortgage

Document Number	1228087
Date	Sep 24, 2019
Instrument	1228087

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,871.00 (+794.39%)	$384,390 (+0.66%)	$698,887 (+0.66%) Land $185,000 Building $513,887
2023	$321.00	$381,865	$694,300 Land $139,000 Building $555,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Rise Broadband.

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