1086 E 200 S, Bluffton, IN 46714 Property Records

Wells County property record for 1086 E 200 S, Bluffton, IN 46714

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,742 sqft · built 1921
Lot Size	1.94 acres (84,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2024)
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`90-08-17-200-006.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-17-200-006.000-003`
Alternative APNs	`00001525378` `0020121901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,742 sqft Living Area
1st Floor Area	1,742 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	84,724 sqft (1.94 acres)
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001525378
Street Address	1086 E 200 S
City	BLUFFTON
State	IN
Zip	46714-9650
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	17-26-12 1.945A E 322' OF W 522' OF N 270.56' NW
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3028
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1086 E 200 S, BLUFFTON, IN 46714-9650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage BEACON CU
Jan 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	20243709
Last Transfer Date	Jul 31, 2025
Transfer Doc	0020252522
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1086 E 200 S, BLUFFTON, IN 46714-9650
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020254139
Date	Dec 17, 2025
Instrument	20254139

Lender

Name	BEACON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jan 3, 2023
Property Address	1086 E 200 S, BLUFFTON, IN 46714-9650
Document Number	0020230011
Instrument Date	Jun 23, 2022
Instrument	20230011
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N SENATE AVE, INDIANAPOLIS, IN 46204-2273
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,148.00 (-48.15%)	$186,300 (+24.95%) Land $42,500 Building $143,800	$186,300 (+24.95%) Land $42,500 Building $143,800
2024	$2,214.00 (+210.96%)
2023		$149,100 (+6.65%) Land $31,600 Building $117,500	$149,100 (+6.65%) Land $31,600 Building $117,500
2022	$712.00	$139,800 Land $25,500 Building $114,300	$139,800 Land $25,500 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Citizens Telephone Fixed Wireless	50 / 50
Watch TV Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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