1086 Cherry Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1086 Cherry Ave, San Jose, CA 95125

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,444 sqft · built 2016
Lot Size0.149 acres (6,500 sqft)
OwnerCompany Name on Record
Last Sale$925,000 (Nov 2008)
Tax Bill$23,445 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone D (undetermined)
APN264-59-061

Property Details

APN / Parcel Number

Primary APN264-59-061

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,444 sqft Living Area
Gross Area4,377 sqft
1st Floor Area1,788 sqft
2nd Floor Area1,656 sqft
Basement Area933 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleH-Shape
Construction TypeWood
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage Area478 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1086 CHERRY AVE
CitySAN JOSE
StateCA
Zip95125-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 91 LOT 3
Legal SubdivisionEL SALCEDO 03 91
Legal Tract91
Legal Lot Number3
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1003
Census Tract502302

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1086 CHERRY AVE, SAN JOSE, CA 95125-4311
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2008 · Amount on Record
Deed SaleNov 20, 2008 · Amount on Record
Prior SaleSep 17, 2002 · Amount on Record
Deed Document Number200820050070
Last Transfer DateMay 10, 2012
Transfer Doc0021720979
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1086 CHERRY AVE, SAN JOSE, CA 95125-4311
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1086 CHERRY AVE, SAN JOSE, CA 95125-4311

Mortgage

Document Number0024947418
DateMay 4, 2021
Instrument24947418
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateMay 1, 2028
Change FrequencyAnnually
Min Rate At Change2.62%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1086 CHERRY AVE, SAN JOSE, CA 95125-4311
Document Number0024241278
Instrument DateJul 24, 2019
Transaction TypeMortgage
Record UpdatedAug 6, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1086 CHERRY AVE SAN JOSE CA 951254311, SAN JOSE, CA 95125-4311

Mortgage

Document Number0024241278
DateJul 29, 2019
Instrument24241278
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,794,147 (+2%) Land $728,733 Building $1,065,414
2025$23,445.00 (+8.42%) Homeowner's exemption$1,758,969 (+4.04%) Land $714,445 Building $1,044,524
2023$21,624.00 (+1.01%) Homeowner's exemption$1,690,668 Land $686,703 Building $1,003,965
2022$21,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Ridge Wireless.

Nearby Properties on Cherry Ave

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