1086 Brock Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1086 Brock Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,680 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$416,000 (Jun 2009)
Tax Bill	$6,776 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1650-047-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1650-047-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,502 sqft
2nd Floor Area	1,178 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1086 BROCK CIR
City	FOLSOM
State	CA
Zip	95630-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (7,5
Legal Description	POR LOTS 47&48, WILLOW SPRINGS NO. 2, DES AS: BEGINNING AT APOINT ON THE SOUTH LINE OF SAID LOT 48, FROM WHICH THE SOUTH-EAST
Legal Subdivision	WILLOW SPGS 02
Legal Lot Number	47,48
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3007
Census Tract	8508

Owner

1086 Brock Cir is owned and occupied by two individuals who acquired it in December 2009.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1086 BROCK CIR, FOLSOM, CA 95630-7500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 11, 2020	Deed of Trust, Mortgage DEVON BK
Dec 20, 2019	Deed of Trust, Mortgage DEVON BK
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2009 · Amount on File
Deed Sale	Jun 16, 2009 · Amount on File
Prior Sale	Feb 4, 2009 · Amount on File
Deed Book / Page	20090616 / 858
Last Transfer Date	Dec 29, 2009
Transfer Doc	0000000015
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1086 BROCK CIR, FOLSOM, CA 95630-7500
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 BROCK CIR, FOLSOM, CA 95630-7500

Mortgage

Document Number	0000000004
Date	Jan 15, 2026
Instrument	202601150004

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1086 BROCK CIR, FOLSOM, CA 95630-7500
Document Number	2005151144
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 BROCK CIR FOLSOM CA 956307500, FOLSOM, CA 95630-7500

Mortgage

Document Number	2005151144
Date	May 15, 2020
Instrument	2005151144

Lender

Name	DEVON BK
Type	Bank
Address	CHICAGO, IL 60645

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1086 BROCK CIR, FOLSOM, CA 95630-7500
Document Number	1912270283
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 BROCK CIR FOLSOM CA 956307500, FOLSOM, CA 95630-7500

Mortgage

Document Number	1912270283
Date	Dec 27, 2019
Instrument	1912270283

Lender

Name	DEVON BK
Type	Bank
Address	CHICAGO, IL 60645

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1086 BROCK CIR, FOLSOM, CA 95630-7500
Document Number	1910220542
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1086 BROCK CIR FOLSOM CA 956307500, FOLSOM, CA 95630-7500

Mortgage

Document Number	1910220542
Date	Oct 22, 2019
Instrument	1910220542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1086 Brock Cir was $6,776 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,803 (+2%) Land $199,229 Building $416,574
2025	$6,776.00 (+2.16%) Homeowner's exemption	$603,729 Land $195,323 Building $408,406
2024	$6,633.00 (-4.33%)
2023	$6,933.00 (+1.36%) Homeowner's exemption	$580,289 Land $187,740 Building $392,549
2022	$6,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1086 Brock Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 Brock Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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