1086 Benz Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1086 Benz Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,260 sqft · built 1937
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2026)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0252-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0252-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	1,236 sqft
Attic	Attic
Attic Area	574 sqft
Basement Area	1,236 sqft
Finished Basement	450 sqft
Unfinished Basement	786 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Tile
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	134 ft deep x 176 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1086 BENZ AVE
City	CINCINNATI
State	OH
Zip	45238-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1086 BENZ AVE 41.61 X 134 IRR LOT 24 WEST OVERLOOK SUB
Legal Subdivision	WEST OVERLOOK SUB
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	9901

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Jan 10, 2024	Affidavit of Death of Joint Tenant, Transfer
Jan 10, 2024	Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU
Nov 30, 2018	Fiduciary Deed, Subdivision Related Transfer · ARM GUARDIAN SAVINGS BANK FSB
Apr 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Warranty Deed, Transfer · Commercial Mortgage BUILD REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Jan 10, 2024 · Amount on Record
Deed Document Number	202620351
Deed Book / Page	15626 / 531
Prior Transfer Date	Jan 3, 2024
Prior Transfer Doc	0000002146
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 19, 2026
Property Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Document Number	0000020351
Book / Page	15626 / 531
Map Reference	MB 31 PG 66&67
Instrument Date	Mar 16, 2026
Instrument	2026-0020351
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406

Mortgage

Document Number	0000020352
Date	Mar 19, 2026
Instrument	2026-0020352

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	457 Months
Due	Apr 1, 2064

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2024
Property Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Document Number	0000002146
Book / Page	15079 / 694
Map Reference	MB 31 PG 66&67
Instrument Date	Jan 5, 2024
Instrument	2024-0002146
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2024
Property Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Document Number	0000002147
Book / Page	15079 / 697
Map Reference	MB 31 PG 66&67
Instrument Date	Jan 5, 2024
Instrument	2024-0002147
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	NOT AVAILABLE, RESIDENTIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406

Mortgage

Document Number	0000002148
Date	Jan 10, 2024
Instrument	2024-0002148

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	4.24%
Max Rate At Change	8.24%
Index	1-Year T-Bill
Margin	3
Max Rate	12.2%

November 2018: Fiduciary Deed, Subdivision Related Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 30, 2018
Property Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Document Number	0000105385
Book / Page	13805 / 01514
Map Reference	MB 31 PG 66&67
Instrument Date	Nov 26, 2018
Instrument	2018-0105385
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406

Mortgage

Document Number	0000105386
Date	Nov 30, 2018
Instrument	2018-0105386

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 2, 2018
Property Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Document Number	0000026623
Book / Page	013637 / 000737
Instrument Date	Apr 2, 2018
Instrument	26623
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1086 BENZ AVE CINCINNATI OH 452384406, CINCINNATI, OH 45238-4406

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 2, 2018
Property Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Document Number	0000006624
Map Reference	MB 31 PG 66
Instrument Date	Mar 29, 2018
Instrument	18-0026624
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$203.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 BENZ AVE, CINCINNATI, OH 45238-4406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006626
Date	Apr 2, 2018
Instrument	18-0026626

Lender

Name	BUILD REALTY INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,705.00 (-2.7%)	$59,402 (-) Land $4,494 Building $54,908	$169,720 (-) Land $12,840 Building $156,880
2024	$3,808.00 (-0.18%)	$59,402 (-) Land $4,494 Building $54,908
2023	$3,815.00 (+5.94%)	$59,402 (+17.86%) Land $4,494 Building $54,908	$169,720 (+17.86%) Land $12,840 Building $156,880
2022	$3,601.00	$50,401 Land $4,463 Building $45,938
2020			$144,000 Land $12,750 Building $131,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

Nearby Properties on Benz Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures