1086 Arrowhead Rd, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 1086 Arrowhead Rd, Saint Stephen, SC 29479

Property Summary

Property Type	Vacant Land
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Sep 2025)
Tax Bill	$362 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`027-00-00-089`

Property Details

APN / Parcel Number

Primary APN	`027-00-00-089`
Alternative APN	`027-00-00-038`

Interior

Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	1086 ARROWHEAD RD
City	SAINT STEPHEN
State	SC
Zip	29479-3803
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BERKELEY C
Legal Subdivision	RUSSELLVLE/41 SEC/HARRISTOWN/WEST OF
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	2
Census Block	2004
Census Tract	20201

Owner

Source: Berkeley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1086 ARROWHEAD RD, SAINT STEPHEN, SC 29479-3803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 17, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	202531508
Deed Book / Page	5327 / 407
Prior Transfer Date	Dec 13, 2005
Prior Transfer Doc	05228/0215
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 19, 2025
Property Address	1086 ARROWHEAD RD, SAINT STEPHEN, SC 29479-3803
Document Number	05327/0407
Book / Page	5327 / 407
Map Reference	CAB P PG 68-S
Instrument Date	Sep 11, 2025
Instrument	2025031508
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$465.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 ARROWHEAD RD, SAINT STEPHEN, SC 29479-3803

Mortgage

Document Number	2025031509
Date	Sep 19, 2025
Instrument	2025031509

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 17, 2023
Property Address	1086 ARROWHEAD RD, SAINT STEPHEN, SC 29479-3803
Document Number	04610/0215
Book / Page	4610 / 215
Map Reference	CAB P PG 68-S
Instrument Date	Jul 17, 2023
Instrument	2023021408
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 ARROWHEAD RD, SAINT STEPHEN, SC 29479-3807

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,300 (+12,662.96%) Land $50,000 Building $122,300	$172,300 (+474.33%) Land $50,000 Building $122,300
2025	$362.00 (+0.56%)	$1,350 (-) Land $1,350	$30,000 (-) Land $30,000
2024	$360.00 (+133.77%)	$1,350 (+226.09%) Land $1,350	$30,000 (+36.99%) Land $30,000
2022	$154.00	$414 Land $153 Building $261	$21,900 Land $8,100 Building $13,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Home Telecom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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