St. Louis County property record for 1086 87th Ave W, Duluth, MN 55808
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,994 sqft · built 1913 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2025) |
| Tax Bill | $2,732 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3300-03230 |
| Primary APN | 010-3300-03230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,994 sqft Gross Area |
| 1st Floor Area | 997 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Lot Area | 6,120 sqft (0.14 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 216 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1185904 |
|---|---|
| Street Address | 1086 87TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1419 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0009 BLOCK:025 SERIAL # |
| Legal Subdivision | MORGAN PARK OF DULUTH |
| Legal Block | 25 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 3700 |
Source: St. Louis County records · APN 010-3300-03230
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1086 87TH AVE W, DULUTH, MN 55808-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHERN COLORADO CU |
| Nov 06, 2019 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2025 · Amount on Record |
| Deed Sale | Aug 04, 2025 · Amount on Record |
| Prior Sale | Nov 06, 2019 · Amount on Record |
| Deed Document Number | 20251092775 |
| Prior Transfer Date | Jul 11, 2008 |
| Prior Transfer Doc | 0000856015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 1086 87TH AVE W, DULUTH, MN 55808-1419 |
| Document Number | 0001102752 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 20261102752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0001102752, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20261102752 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1086 87TH AVE W, DULUTH, MN 55808-1419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001073685 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 1073685 |
| Name | NORTHERN COLORADO CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 23, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 06, 2019 |
| Property Address | 1086 87TH AVE W, DULUTH, MN 55808-1419 |
| Document Number | 00T1017125 |
| Instrument Date | Oct 24, 2019 |
| Instrument | T1017125 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1086 87TH AVE W DULUTH MN 558081419, DULUTH, MN 55808-1419 |
| Document Number | T1017126 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | T1017126 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,732.00 (-0.51%) Homeowner's exemption | ||
| 2025 | $2,746.00 (-6.85%) Homeowner's exemption | $237,100 (+6.37%) Land $13,600 Building $223,500 | $237,100 (+6.37%) Land $13,600 Building $223,500 |
| 2024 | $2,948.00 (+7.83%) | $222,900 (+12.18%) Land $15,900 Building $207,000 | $222,900 (+12.18%) Land $15,900 Building $207,000 |
| 2023 | $2,734.00 Homeowner's exemption | ||
| 2022 | $198,700 (+18.84%) Land $14,800 Building $183,900 | $198,700 (+18.84%) Land $14,800 Building $183,900 | |
| 2021 | $167,200 Land $12,500 Building $154,700 | $167,200 Land $12,500 Building $154,700 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AirFiber Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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